Ryan wrote:

When did the IVA begin as the defaults will show for 6 years from the start date?

Regards

December 2013 but they are the only creditor to show as defaults.

I have finally got through to someone at creditfix who have re-issued my creditor report to both the Pco holdco company & to Noddle, so hopefully the default will be removed.
It's been on my file each month since 2017, despite the IVA having been completed in April 2017.

It's on my credit file. I've checked with creditfix and they were paid once the Iva was settled last April.
Creditfix said to google them to find their contact details, but the only thing on Google is about default notices with this company!

This company is still sending out default notices in my account despite my Iva was completed in April 2017. Does anyone know how to contact them as nothing came up when I googled

Ryan wrote:

It will depend on many factors such as when the IVA began, % of deposit available etc but we have certainly managed to obtain Mortgages for many Clients following IVAs.

Regards

Hi thanks Ryan, I have emailed you.
Many thanks.

Hi, my partner and I will both pay our final IVA payment each in Nov 2018. We are separated but living under the same roof which is torturous. I desperately want to move out but I'm concerned IVA company will take some of the equity we have if the house is sold before November. Would this be the ca...

Hi, not really the same but my husband & I separated 2 years ago and he wasn't working & I couldn't afford the mortgage repayments so we sold the property (after the children & I had to go) and out if the equity we had to pay back £74k to the IVA, with only 2 years left on it. Had we have paid it of...

Hi, my IVA was paid off in January 2017, and on my credit file is at appears as satisfied. I would like to try for a mortgage. My partner has a CCJ (parking fine!) until 2020. Anyone ever had any luck getting a mortgage?

Sorry, if I appear to be asking really silly questions....is it normal that once bills have been paid etc there's only maybe £160 left for the rest of the month?

So, if we're struggling (which we are) we can approach the Iva company we're with to try to adjust the payments?

Hello all, thank you for responding.

Thank you. I tend not to draw cash as I reckon having it makes me spend more! But would you draw out weeks allowance to include food & petrol etc?

Hi, am new to the site & to the world of ivas. Any advice would be greatly appreciated. We're 6 months in, still not in a routine proper. I have set all bills to be made as soon as wages are in, but then whatever money is left just goes! I'm constantly checking bank balance, can't save a penny, petr...

We are 6 months into our iva and still not in a routine. All DDs go out as soon as wages come in, but what money is left just runs out!
Am worried how I'll cope at c'mas.
Advice please!

We are 6 months into an iva and still struggling to
Get into a routine and invariably end up scrapping for pennies towards the end of the month.
All DDs go out on pay day but then the what's left just disappears!! Any advice greatly appreciated!