Dear Callum, I have read through my iva agreement and have scanned a copy of the relevent facts over. The Court order signed by myself on 30/04/2009, states that "THE FOLLOWING .......................... IS TO BE VALUED 12 MONTHS BEFORE THE END OF THE ARRANGEMENT AND FUNDS TO THE VALUE OF THE DEBTOR...

Iva should have finished in June now equity has gone up they want all my equity out of house. (100%) After 5 years goal posts moved valuation at start of year 5( as per court agreement ) not at end of agreement . So in those 12 months now got 10k of equity ( my share) based on zoopla !! Mortgage 341...

I have just had a call from pay plan and want to extend my iva for a further year as I have 5% equity in house as prices have just risen in last year whilst this I'd now the case the valuation in my court order should have been a year ago which would have left me in negative equity!! Surely I can't ...