Thanks for the support.

I have days like this. Not too often but I have them. Usually it is when I know it is going to be a tight month because of the new car. Grrr

We too (the wife and I) have been feeling the despair of being in an IVA. We are entering year 5 in September. It seems like we have been in it forever. When you see the TV commercials saying "Enter an IVA and we can wipe out up to blah percent of your debt", it all sounds very good and and easy to ...

Don't think I could stick another year. It has been hard getting through the months on some months with unexpected expenses. Just lately it (the IVA) just seems to be going on and on and on and on. Even though we are over the worse with the end in sight, the prospect of another year fills us with dr...

We have about 14 months left in our IVA and wondered what will happen. I asked my IP what we have left to pay and they have advised us an amount I can not remember but it is roughly £8900. Once this figure has been paid by the end of the IVA, is that it or can they request an extension of a year or ...

Where would we be without forums??? Worse off that's where.

@Foggy. Just read some of your blog and it was very informative. Lots of abbreviations that I need to get my head around as I have not come across them.

Hi Quick update. My neighbors car was in a bad as condition as my own car so that was a non starter (pardon the pun). I ended up putting my car on eBay and to my surprise sold for more than I would have got for scrap so that was the start of the good news. Next, knowing that we needed a car, my dad ...

Andy's idea is a good idea, but the only two people who know that we are in an IVA is the wife and myself. I think it is down pure embarrassment that we have found ourselves in this situation that we have'nt told anyone. I wouldn't even know where to begin to explain. My neighbour's daughter has an ...

Hi New to the forum, so "Hi to all" and hopefully be here for a wee while. I am almost at the end of year 4 of my IVA and it has passed by with little trouble. In about year 2, I had to get a second hand car as my then car was almost dead, so I contacted my IP and I was allowed a 6 month payment bre...