Hello all, I settled my IVA early after 3 years, back in 2016, and everything is going great. My wife is still in a DMP which is slowly but surely coming down. My question is would it be beneficial for me to take out a personal loan to clear her DMP in order for her to start repairing her credit fil...

<t>Hello,<br/> <br/> i finished an IVA through a full and final settlement over a year ago. My credit score appears to be ok now and i have been accepted for a credit card recently, which i will use sparingly to help my score further.<br/> My wife is currently in the middle of a debt management plan...

Hello all, i finished an IVA through a full and final settlement over a year ago. My credit score appears to be ok now and i have been accepted for a credit card recently, which i will use sparingly to help my score further. My wife is currently in the middle of a debt management plan with no end to...

Thanks for the replies.

I have just received paperwork from variation team this morning that i need to sign and return and then they can arrange my meeting. Sooner rather than later hopefully.

Is this now the point where my creditors will be given 30 day notice period?

Hi Everyone, I submitted a full and final offer at the start of this year due to funds being offered from my father. The offer covers all the money my creditors would have received in the remaining 17 months of my IVA to try to ensure it is accepted. We are currently in negative equity on our proper...

Thanks for your replies. We could easily get our flat rented out as it is in a very popular area, however would my IVA company and creditors allow me to do this? Especially if the rent on a larger property could be more than i currently pay for my mortgage. I have recently submitted an offer for a f...

Hi, i am currently in a bit of a dilema. I am just over 4 years into my IVA and everything has been going well. Never missed a payment and it has been a huge help to my situation. I currently live with my wife and daughter in a 2 bedroom flat that we have a mortgage on. The property is currently in ...

hello all, i am currently in my 3rd year of a 6 year IVA and on a 6 month payment break due to my wifes maternity leave. i recently took redundancy from work whilst on the payment break and received £15000. i have not yet informed my IVA company as im not due to start making payments again until Se...