Thanks Kev.

The IVA started on 7/72011

Says completed on IR and on Experian still but not equifax

kallis3 wrote:

Hope it goes through ok.!

Thank you, Kalis. I guess it must mean my credit report isn't totally shot as they are at least if looking past this stage?

Yes, I did. It's perfectly normal and gives them an appropriate time scale to complete, although my was very quick. I have nothing but praise for FJ. They have been brilliant. Hope you had a similar experience?

Hi guys, I completed IVA in July and had CC last week. My car is about to drop apart, so I took the decision to see if I could get credit. Went to Peugeot not expecting great things, and it came back 'pending'. The underwriters have now asked for 3 months worth of bank statements which I have produc...

Dear all. I have finally completed my IVA after 6 gruelling years. Last payment 28th July, completion certificate today!! I don't know if there are any reps from Freeman Jones on this forum (my IVA provider), but I would just like to publicly state how fantastic they have been. The communication has...

Hello Elizabeth, It is really normal to feel in the dark and scared when starting out on an IVA. You have, in effect, handed over the responsibility of your finances to someone else. But the most important thing is that you are now taking control of the situation. It will get easier, I promise you. ...

Hi there, who is your IVA with?

Hello everyone, just a quick question. I've looked on my credit report and a lot of my debts are not with the original banks but with people like Max Recovery and sobco or something like that. Do they know about my IVA and will they start hassling me once my iva is finished ?

I hope so Kallis. I fear the next 11months will seem like an age #128561;#128561;. By the way, have followed your posts a lot on here - you have been and continue to be a source of support, guidance and information for many on here. Thank you.

Hi Rick. That's great news and really quick from Freeman Jones. I am with FJ and can honestly say (so far) they have been brilliant. They have always been clear and on hand if I've had any queries. I would recommend them. I am in last year of equity release and have 11 payments left. Well done on yo...

Hi Steve. Yes you are right. Ian Williams has also been brilliant. I have had notification that I have an end date for my IVA of July 2017 and my remortgage offer was declined. The team at FJ have been brilliant and there is now a light at the end of the tunnel. 23 payments left! ;O)

Will do Kallis. #128515;

Thank you. Ian has been most helpful and responded to my email in double quick time. Just waiting to hear from him. Thank you Ian.