<t>My Iva was completed in 2016 and I received the completion certificate.. I paid back 100 pence in the poind. I’m having difficulty in understanding the final report it looks as though I paid the full debt back. Dividend distributed is less by 1,959. 72 then what I paid back. <br/> I have Received...

Thank you luluj

How have others gone about trying to remortage for equity release please?

Hi I have a lease car through company I am employed by. I haven't had a reduction in payments.

Its good you have found the forum early on. I have learnt more about iva's in the last week since finding the forum than the five years I have been in iva.
Good luck

Was feeling particularly down today about iva others having holidays. Some lovely posts there on here. Hanging on to see the light I hope

It was invocas originally you are correct

Thanks David. Have called the office today but been told can only contact you. Will be emailing this afternoon. Letter states 14 days to resolve before action taken 12 already gone don't want additional stress. Thanks

Thank you all. Will update

Thank you all will keep at it

Hi thanks for that. David mond is the one that wrote the letter.
The original amount I owed was 25,406 I have repaid 16, 680 how can they ask for another 22,000.. that means I would be paying back over 38,000

They are saying if I don't re mortgage to release the equity this is what they will do. My paperwork states that if after 5 years I cant remortage then iva will be extended for 6 years. But if my ex wont agree to remortage can they force sale? Im with clear debt. I dont think they have discussed thi...

My ex wasnt consulted directly as he was living in america. I received a letter today saying I have to try for re mortgage if I cant get third party payment or they can make me bankrupt and reposses my house. They want 22,000. My total debt was around 24,000 I paid 0ver 250 a month then payment went...

Hi current value is 100,000 equity is around 44,000 which would be split. Ex is not aware at this time about possible re mortgage due to iva. I think if he agreed to this his name would be removed from mortgage and he would take his share of profits

I have completed year five of iva. My property is in joint names with my ex who is not part of the iva. My supervisor told me I would have to extend iva payments to seven years. Then said this was rejected as there is to much equity in property. Can they force a remortage as ex is nit included in iv...