Hi everyone, I should have sent this update last week. Finally the loan came through, not with Blemain but from another lender. Unfortunately the apr was not under 12% but hey ho, beggers can't be choosers. My advice to people out there looking for a sub prime 2nd mortgage would be as follows. First...

Well unfortunately still nothing come through. TMy husband is having bankruptcy proceedings issued against him (again). One of the people he owes is going for an attachment of earnings which means he will definately lose his job. This isn't the fault of Jamie or the guys at Leybrifge but some mess c...

Oh dear bad news. The valuation on our property came back £50k below what our estate agent advised us, therefore the money we can borrow has been substantially reduced. Basically it isn't enough so I think we may be back to square one. He wants to to take the money and make agreements with the rest,...

No worries, I didn't mean my message to anyone specifially. If I was reading my story I would think the person a little potty for continuing. What I did forget to mention is that I do believe that this whole debacle has frightened him. I won't ever trust him again and I will continue to snoop throug...

Around February of this year my world fell apart. In the space of a few days I found that there were £10k mortgage arrears on our property, which was in joint names. My husband had debts over £150k. I knew nothing of any of this as he had been hiding the post from me and when he was working away ask...

Hi Mike, I know that's a high APR but he seems to have no choice. American Express have just adjourned a bankruptcy order at the courts my husband had to pay them £3k as a goodwill gesture, and show them the documentation re the potential solution, if they don't get the money they will make him bank...

Swift Advanced plc is the lender.

Hi everyone, Well now my husband has gone for £194k 2nd mortgage to pay off his debts the apr is 12.5% total repayable £650k over 25 years. Nothing has been signed yet. He has no other choice but to go for this loan as he is unable to get a loan with a reputable company. He has been dealing with Gro...

[quote] Originally posted by mikebdomain Hi Liedto I have been watching this post with interest since I joined the site, I wanted to wait to see what the other experts had to say especially in relation to the actual ‘going for the IVA’ advice that you would receive. I am VERY concerned, as will the ...

[quote] Originally posted by andydavie Hi If you can remortgage and raise enough to pay his debts in full then there is no need for an IVA. Find another solicitor and take further advice. Also Mike from Leybridge[one of the forum experts] may be able to give you a second opinion regarding remortgage...

Hi, Sorry I haven't been around, I had some awful news. My solicitor has committed suicide. I just can't believe it. He had helped me quite a bit, he was the second or third I went to and was lovely. Seemed so strong and together. I feel so bad. Now I need to find another one. Could anyone help me w...

[quote] Originally posted by Sadsack Hi Liedto I too concur with others who have posted. I am so sorry that you are in this position. I have ranted and raved on this forum as have others and everytime I have had encouragement from all the IP's who post on here, all the forum members who are all in s...

Ha ha Sadsack Hilarious. He does play golf. What a bloody brilliant idea. Keep a look out in the newspapers for "Woman disembowels husband with 7 iron".

Oh my goodness. I have been so scared of logging on. I thought that I would be bombarded with hate messages saying I was selfish. I have just cried. Thank you so so very much for the messages of support. Jasperyogi - ty and I am sorry to hear about your daughter, that does put things into perspectiv...