Waheey!

Well done! This last year will fly-by!

My final payment was today, I am going to treat myself to a small & cheap holiday.

But, I think your idea of a glass of wine is actually a better one

Thats something I did consider which may save him, if GT have been forgiving enough to allow him to never send anything back...they may just "brush over it" again and sign it off. I know DFD would never have done that, if I was a couple of weeks late sending it back I was getting calls and emails ha...

Thanks Foggy!

Its such a relief to get to the end, well almost, I suppose I wont get the final satisfaction until that CC falls through my letterbox.

After 6 long years in my IVA plus 4 years before that in a pointless "debt management plan". I have just a few minutes ago made my final payment! THANK GOD ITS OVER! 10 years of living in debt and wondering when I will ever get to the end has finally concluded. I have just got off the phone with DFD...

I am genuinely worried about a friend of mine! We were both in IVA's, I actually told him about the process years ago and he started his after me...but I had a 6 year IVA and he had 5 years. Thing is, I am with DFD and he is with Grant Thornton. Now, with DFD, I sent back my yearly reviews every yea...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Foggy Noddle only uses Call Credit and is a moveable feast. Info on file clearing here: http://pjgrecovery.com/clean-up-credit-rating.asp Don't fret about defaults -- the loans only default once -- but...

I am approaching the end of my 6 year IVA. I am hoping/praying that at the end of it all, there should be no hang-ups and I will get my completion certificate soon-ish. I have check with my IP and they said there are no problems that they can foresee and it should be a simple closing process. I chec...

Thanks everyone for responding. It is greatly appreciated.

[:)]

Hi, I have just under 1 year remaining on my 6 year IVA. I am with DFD and recently I have been reading up on things such as how long it takes to get the CC once the IVA is finished. Now, to be honest, it has left me absolutely terrified. All I am reading is stories of DFD stalling and making excuse...