The IVA is just in my name. I guess as you suggest it might be best to wait till the full 6 years are up before trying to apply for another mortgage.
Thanks all for taking the time to read and reply it's much appreciated.

Hi, I've been in an IVA currently for 4 years. Myself and my partner have discussed the potential to move home next year. As my partner owns another property herself we would have approximately 45% to 50% deposit to put down against any new mortgage. We would then look to pay my IVA off in full with...