Hi Andy I finished my IVA in May 2013 with DFD and had the same problems with my completion certificate and then got a notice of breach letter saying that I was failing. All in all I got fed and decided to ring them up and find out what was going off, got transferred to someone who could deal with m...

Hi everyone. Well I sent my email to the attention of my IP to say I'm not happy and would like copies of received and sent correspondence from my IP and creditors and also to make a formal complaint, SAR request. Now before I've sent four emails including the one to Evette and no has ever come back...

Thank you Melanie, I did say it should have been done this time a year ago but she said a flat out no that these things take time and that I have to be patient and said many jargon terms to which not being legally trained didn't really understand. I did say I'll make a formal complaint if it's not s...

Just spoken to Debt Free Direct and can I be the first to say I'm not happy in the slightest. First I speak to a gentleman who tells me he can't deal with my case even though I phoned the number requested. Put me on hold for twenty minutes in transferring me to a Woman, who knew nothing about my cas...

Does it say what your breach is, I've received one this Saturday and I'm no wiser but I'm speaking to them tomorrow, as I paid my last payment 14 months ago and have been waiting for it to close due to the PPI issues which got solved, as they claimed over £6000, I was told that if any creditors were...

Thanks Foggy I've emailed Evette. Melanie when I phoned them three week ago, the gentleman apologised and said it should have been closed along time ago but the creditors were stopping, he told me that MY IP was happening a meeting with the Bosses to eject the Creditors who were upholding and that I...

Hi Nichola. H i recived a notice of Breach this morning, even though I've paid my payments the last one in May 2013 but the IVA has never been completed. Did you make all your payments and do you know why your IVA is in breach because I'm unaware of what has happened?

Hi I started my IVA with DFD and it went to court 28/05/08 and I paid my payments on time. Five years later I Live chatted them to ask if the payment I made was the last one and what should I do now. The person said you cancel your standing order, as the five years was up and they had checked my det...