Thanks everyone, what a superb site this really is!

It was a very hard decision to make, going into an IVA but now it's all been approved, what a huge relief! We would just like to openly thank Michael Peoples and the Mccambridge team for all their hard work, it's been mainly a smooth ride thanks to their expertise and one which we'd recommend to any...

Hi everyone! Please could anyone tell me about savings in an IVA? Ok I know I'm not to meant to have any spare cash during my IVA but if I manage to save some money during my IVA or my parents want to give us some, what can I do with it? We have two children aged 5 so I was thinking about opening th...

Just have to say what a superb start from the guys at McCambridge Duffy, very very efficient and professional, top marks from me and many thanks!

Just hope the rest of it goes well now....

Thanks for your replies!
When I say I owe 35k to HMRC that is for my self assessment tax for 2013/14 and 2014/15 we are not overdue with any returns as my 2013/14 isn't due till Jan 15.
We have submitted our income and expenditure on your website Michael and hope to hear from you tomorrow.
Many Thanks

We have around 58k of unsecured debt, visas etc and owe 35k to hmrc as I am a self employed as a salaried partner. My husband has lost his job and the visa companies keep putting the interest rates up whenever they want,we can no longer afford these debts. What is the best route to go? iva for both ...