Hi everyone, I thought i’d post a message to help people see the light at the end of the tunnel. Last week, I received my completion certificate after paying my last payment into my IVA in September 2020. My IVA was with McCambridge Duffy and I found them very easy to deal with and very supportive a...

Hi,
I had the same letter this week. I contacted my IVA company and sent my case handler a scanned copy of the letter and they told me to ignore the letter.

It’s now safely shredded and in the bin


Thanks
Mark

Fri May 31, 2019 2:54 pmFoggy wrote:

A work related bonus is not a windfall, but will fall under the extra income category and, yes, will be dealt with by the 10% 50/50 rule, as you suppose. The 10% is based on the regular monthly base income as assessed on your last review.

Excellent, thanks

Hi everyone, I been using and reading lots of posts and found all the information and advice very useful. I’m currently in 5th year of my IVA with McCambridge Duffy and so far while it’s been tough they have been great. I have expecting a bonus payment from work (as I have previously received) and w...

Thanks for the feedback

Hi,
Thanks for the reply. I will check what needs to be submitted.
On reflection, I was thinking exactly the same on the car question. Rush of blood to the head......

Thanks

Hi, I'm 4 months into to my IVA and things are tough but going to plan. I have a couple quick questions. My IVA is on me and not my wife. I do not have a bank account as such my salary gets paid Into my wife's account and she transfers an amount into a account I have and I withdraw the cash to leave...

I had the same fears as you and my meeting was today. I have a called from the company about 50 minutes before the planned meeting to say that all the creditors so far had accepted the proposal. There was only one outstanding and if had not replied in the post from today (that would be processed wit...

Thanks for all the comments. Quite relieved to be honest. Now the real work and effort starts

Good news it's all approved. Some modifications regarding fees and pension which appear to be reasonable. No changes to the payment etc though

A huge thanks to the McCambridge Duffy team and the forum members for their support and advice during this very difficult time.

Let the stress begin.... Received a letter today from Barclays saying they are aware of my IVA and have frozen all my accounts. Luckily I moved all my money etc but still a tad stressful !!!!!!!! Fingers crossed for tomorrow.......

Mine is on Tuesday...I feel exactly the same..., I hope yours goes well.......

Feeling very nervous at the moment before the creditor meeting on Tuesday...... Fingers crossed all goes well..... Started to get the calls and letters but they have been o k so far.. Tempted to phone and see if any replies have been given so far but decided against it in the end...

Ok, thanks. I have provided my account details but I will double check on Monday

Hi Foggy,
Thanks for the quick reply and clarification....