Well I can tell you that my issues have now been resolved as DFD has re-reviewed our case and decided that we have met all the conditions of the IVA and therefor a seventh year will not be needed. So in short a persistant yet patient approach with DFD has resulted in just 2 payments to make and then...

Hi Ashley Rainford, have emailed details to you on the Evette Everest profile link.

Til, Thank you for your post and link to thread regarding equity. I am now in the process of questioning dfd regarding valuation. I am lost with this re-mortgage aspect as I owe £104K on house and at last valuation the house was valued at £135K subtract the £4K loan against house and there should be...

Can anybody tell me the likelihood of having to re-pay 100%/£ on this as dfd per their usual threatening manner said that there is no yearly limit to an IVA and that I could very well wind up paying 100% back. I do not have a problem with 100% as it is my debt and I feel responsible for it but would...

Chrisdn88, dfd is telling me that there is not enough equity to release funds and therefore my creditors will ask for the additional 12 month contribution period as outlined in the original proposal. I did give a recent evaluation and outstanding mortgage amount to them. My issue with the re-mortgag...

Dancer, I too have no equity but dfd is stating that I will still have to pay an extra 12 months. This is after being told that it would be unlikely. I contact dfd regularly to keep them reminded that we are nearing the end and need updates as to where we are so was a shock to get the extension lett...

I entered into an IVA in 2008 and at the original meeting of creditors the majority debt holder insisted on an additional year adding to the IVA and a switch on my mortgage to interest only. So to start my IVA was 72 months not 60. I am now 3 months from completion and my IP is stating that a furthe...