Thank you.

Hi,

IVA fully off Register, Credit Reports (including Defaults) Jan 8th 2020. One of my Creditors was Barclays, if I am to apply for credit for a Laptop the credit is done by Barclays, will any of their internal records they keep stop me getting credit with them...?

Kind Regards

Hi, On Wednesday my 5 defaults will be 6 years old. ** I did a search on the forum but there were only threads with similar-but-very-different questions. ** Will the defaults drop off on: Wednesday? or Thursday? or Is there a rolling 30 days/1 month update cycle thing that Experian, Noddle, & Equifa...

Thanks guys. I will try both of those things.

Any had much experience getting Barclays to update the credit agencies in a timely manner? Had a few conversations with them and don't feel reassured. PRA group and Sainsburys Bank haven't been perfect but alot more helpful.
Tend to get 6-8 lead times and no promises or concrete reassurance.

Is it normal on a Credit Report for some items to show as Defaulted but not Settled after during an IVA, specifically Barclays & PRA Group? It's those 3 accounts Equifax say I am in Arrears with. Had my IVA nearly 5 years now.

Do you still pay every month while you wait for IP to sort F&F? Do they stop taking the card payment? I would put money to one side if so.

Do Creditfix and the creditors gain out of this deadlock, part of me wonders if it is by design?

Ok thanks.

Hi,

Does anyone know how to make an online payment to creditfix. Or know where their bank details are?

Kind Regards

Have an upcoming saving on childcare (£370 ish) a month. Do I have to inform Creditfix? If so will they put my payment up £370 from £100 to £470?

Wondering whether to try and get family to settle the IVA early before this change of circumstance.

Foggy wrote:

You are not obliged to sign the variation.

What happens if we don't? Read somewhere that they've wrote the won't be as cooperative or flexible if financial troubles or during closure. They haven't been great so far anyway.

I'm worried about this too. To make matters worse, they don't answer emails and want us to pay £50 (50%) more when we hadn't sent back the rest of the annual income & expenditure, we'd only sent Bank Statements to start with. We've now sent everything with an email saying that we can't pay extra - n...

I've been given an iPhone through work and would love to have use Apple Pay. Anyone know of a Basic IVA account that does Apple Pay?

If not. Is there a workaround. For example topping up a prepaid card?

Ok thanks esgt1967. I'll stick with Co-op then. It was just I heard you could get Clubcard points if you bank with TESCO and I had been having issues with the way Co-op update my balance. Since found out my issues arose from paying for petrol at the pump... it pre auths an amount but doesn't truly t...