I used carloan4u post iva , and the experience I had was total dis belief ? they put me on with a lad called mat ? he told me find a car I want local garage or auto trader , phone him before I contact the garage to make sure they are credit registered , I found a car phoned him and he said yes we ha...

I had every sole intent on paying them back ,but I can also remember when I applied for a loan rejecting the offer of ppi and getting told , if you don't have it you won't get the loan , and explaining why I didn't need it as I got paid if I was sick from work , and wouldn't be able to claim it for ...

as you said at first it's a repayment for a rip off , and a lot on here will say it should go towards the iva as we must try to pay back as much as possible , ? payback money that wasn't supposed to be there , I wonder if in future it will come out that it is wrong to do it and it ends up blighting ...

yes I have proof mel , you wouldn't believe what they can get away with

they do search it mel , the more of a mess people are in the more credit they offer them ,

hi alby what ever you do don't offer payday company token payments , you will only be giving them your new bank details for them to clean your bank account out ? , phone them and inform them that if they contact you at work again your employer will have them for harassment and you will only be deali...

been thinking about ips requesting to claim back ppi to pay to creditors for a wile now ,before i start yes i know about windfalls and paying as much back to creditors as possible , my point is banks got torn to shreds because the way they sold ppi and they would not be refunding if they could get a...

can i suggest reminding our selves of the time before we worried about completion certifacates back to the time when the phone wouldnt stop ringing with demands for money ,our iva is complete ,yes we want closeure it to finsh , grant thornton got me through a very hard time in my life showed me away...

don't hold your breath on getting your completion certificate ? I'm still waiting for mine 8 months after last payment ,gt said 3wk a go i was a priority and would receive it in 2 wks at least ,given up

i was on the phone to them the other day about my 7mth wait for completion certificate and they said the reason was they have had thousands completions in december and january and they have never been so busy , the lady on the phone said she would chase it up and ring me back in a day or two which s...

im made my last payment on 25th of december 2010 i still havent recieved it

you got my ears and eyes pricked up when i read this im 4yrs 8months into my iva got same letter , and out of £75000 debt about £1500 has been claimed ? am i reading this right i might get
some cash back ???? my last payment is 25/12/2010

liverpig i like your thinking

what a post unreal i wouldnt care if my iva company made millions out of me , it was worth every penny being able to pick up the phone answer the door sleep at night ? and the free advise of all the kind posters on here is priceles

money penny your poor husband god love him his iva takes his money and you put him on patches give me your address and ill send the poor lad some fags , my creditors dictate what money i pay but there not getting my fags