Is there any difference between failing my IVA through missing payments and contacting my supervisor and telling him i want to fail my IVA to go bankrupt? Other than common courtesy that is.

Sorry if this question has already been answered but i am in the 1st 6 months of my IVA, I have the opportunity to buy shares as part of a 5 year share save scheme. Firstly would i be able to do this within the rules of the IVA. Secondly will my supervisor see the money i use to buy shares as excess...

Hi there, i've just gone through my budget etc with the charity step change. They've recommended an IVA as the best option and i think they're right. The issue i have is that i fully acknowledge the debt is my fault but i feel as though i won't have money to do anything. The outline figures i have a...

Hi there, i'm seriously considering an IVA as i have gotten myself into unmanageable debt and it's causing me serious stress. I became a home owner earlier this year and the thought of sacrificing my property, which is a joint mortgage really scares me. Is it possible to leave your mortgage alone?