Hi. It wasn't CF that changed the terms it was Simple Debt Solutions. They didn't even ask me either. And yes they reduced monthly payments by £50.

Hi. I am also with CF and they did the same to me. Told me I March last payment would be August as we had already had extension of 12 months. This was relayed by a junior clerk who was not qualified to give advice. All CF said was sorry but you have to pay.

Hi. I didn't disclose my iva. As far as I'm concerned it's my business as long as you do your job.

Hi guys.
Was also told by CF that I didn't have to accept the offer and to continue my payments for another 12 months. Which seems the better course of action to me.

Just had a call from CF about my equity release. Apparently a third party company is trying to secure a loan on my property to pay into the iva pot. This costs me nothing. And will be paid back if and when I sell up. Is this right?

Hi, I hired a car in Portugal and paid cash when we arrived. Booked it over the internet. Google car hire with no credit card.

Hi guys. Am with creditfix now but was with SDS before. And it wasn't agreed with it was already sanctioned in the letter I received. I didn't know, and wasn't told I could challenge it.

Hi Foggy. The 12 month extension was for a sanctioned 4 month payment break

Hi all. I posted recently about an extension to our iva by another 12 months which was up 2 months ago. I had as telephone conversation with my company who now want to realise the equity. Fine. Only I sent the valuations in 6 months ago and they were asking where they were. b***** hell I thought. So...

Seems a bit unfair when iva,s can be swapped from company to company!

Hi. Neither. They just wrote off the 4 months and extended it by 12. I think this wrong as I wasn't told I could challenge it.

They apparently had written off the arrears but extended payments at a reduced rate (£367 down to £314) for a further 12 months.

Hi. We had a sanctioned payment break back in 2010 due to family death. A few weeks later we received letter stating that our IVA was increased by 12 months A colleague also had a payment break but was only asked to pay back the 6 months owed. Can any body GI ve me an answer as to why?

Hi. We had a sanctioned payment break back in 2010 due to family death. A few weeks later we received letter stating that our IVA was increased by 12 months A colleague also had a payment break but was only asked to pay back the 6 months owed. Can any body GI ve me an answer as to why?