I am waiting for Creditfix to advise me if they instigated a further claim. Hopefully, the fact that the letter came out of the blue without any advance notice from them means it is not an official requirement. Incidentally, I got my Completion Certificate yesterday.

<t>I have now made the final payment on my IVA which strated with Mitchell Farrar 5 years ago. During the time with MF, I was required to work with "Equity in Finance" to recover any PPI due to me. As a result an amount was paid into my IVA. Then Creditfix took over from MF and they required me to g...

It wasn't covered when the original IVA was set up. I informed the ISP when the State Pension started in June but was told it would be picked up at the annual review at the end of the year. I thought that the 50% rule would apply but I am confused because the calculation of money available to the Cr...

I started an IVA in Jan 2013 based on a debt of about £15,000. Being single with my only income being a Civil Service Pension, my repayment was set at £150 pm. This year my State Pension has commenced. Taking this into account the money available to my creditors will be £540 pm which over the 3 r...