Thank you so much. I just feel stupid and angry at myself and so mad for forgetting, i used to be spot on about stuff like this.

Just can't face telling mum and dad unless I have to, they have enough on their plate. Thanks again.

Hello, I'm so sorry for coming back on here and asking for help after not being around for a year. When I was setting up my IVA last year - I genuinely completely forgot that my mother has had a name on my bank account for years. Basically in 2004 before all this mess began I went travelling and I u...

Glad to hear you have a friend to talk to, go and relax and let it out and have a cuppa for me.

Take care and you know where we are x

It is I think though I have questioned it too myself. I know it's scary all that's going on with PJG and Creditfix but maybe it won't be as bad as you fear. I empathise completely re your job as well. Sometimes it feels that you're stuck on a hamster wheel and every so often you slip off and ending ...

Hi Huddo64. Believe me please I understand completely what you're going through. Please keep talking to us, this isn't the end of the road and we can support you all the way and hopefully at least make the review seem less insurmountable .

I know it's scary but we can be here for you. X

Hello Barbara, i'm sorry but I can't answer your questions about the equity. All a bit over my head but just wanted to wish you all the very best in your treatment for the cancer. I hope you start to feel better very soon.

All the best
x

Congratulations Stephen. Massive feeling of relief eh? x

I agree Michael. It's a shame that they don't see that the income protection can benefit them with the IVA continuining to be paid if my leg falls off. Mind you, think I'd be otherwise concerned if that happened. Haha. I intend to stick around definitely. Lots to learn re IVAs and lots of help I hop...

[:)] just as the title of the post says. All very quick in the end. Passed with a modification to increase payment by £46 as they felt life insurance too high I think. The amount for the life insurance was actually also for income protection which I don't know if I'll carry on with now as the cost o...

Hello, just to wish you lots of luck for the 3rd. The time will fly by am sure.
x

And one minute I'm dead calm, the next minute not. This last year with all happening in my family that has and then the debt problems coming to a head has left me more prone to anxiety than would've happened in the past. Just hoping and praying ,though I'm not usually one for that, that it works out...

Hi All, Thanks for the replies. Andy - my creditors meeting is on 22nd October. Fingers, etc., crossed like crazy. Lesley - thank you, I hope it does reassure and really hope it does stay peaceful. Foggy - haha, all too true. If it wasn't for my dog and twitter I'd have not had any communication thi...

Well unless all my creditors phone lines have gone down simultaneously, am guessing that the iva proposal has landed with them all as just realised had no phone calls at all yesterday or today so far. Thought something was missing. Feels weird. Anyway bit of a pointless post but from having numerous...

Good luck in your discussions with your IP. Thoughts with you otherwise as well.

Take care x

Thank you Foggy, Til, lesley and luluj. I've got complete faith in my IP - they've been brilliant. I tend to overthink everything and worry. Especially just before I go to sleep. The anxiety about all kinds of things has escalated over the last week or so. At least there's a date now and an end in s...