Ok thankyou michael and foggy foggy for the replies.

thankyou micheal, is the no bankrupcy option worth mentioning in the first email to my case officer?

Thanks for the replies, can you enlighten me abit more about the bankrupcy clause in the variation? Also think i should go in with £6000?

Will they want to know the ins and outs wheres the money coming from and how im going to pay it back to my employer?

Hi all again, ive tried finding a previous post about asking work if i they can give the money for an full and final, i finally had the courage to go and speak to work about this and they seemed open to the idea but have had to think about it. I was thinking of offereing £6100, my monthly payment is...

Yes michael you are correct, i think it was more in mind with over thinking things aswell. Nothing was mentioned at all about my spendings. Cant believe 2 years has almost past and will have another stress free year. I feel so far that it has been a financial lesson in regards to managing money, bud...

I challenged it and there figures were wrong, my iva has gone up by £7.25, they had put down my rent and salary incorrect.
Seems to be new payplan policy now that they take figures off a bank statement before hand. Happy now that stress and worry has been sorted for atleast another year.

Ok thankyou i will have a talk with my work and then see what the next step will be

this is just from my statement, they put my salary from last months salary that had a small about of overtime on it, and not my standard salary, they have the rent down wrong, as i pay rent on a weekely basis and i get paid last thursday of every month some months are a 5 week month so they havent a...

hi thankyou, if my company accepts then what will payplan need from the company?

ive just checked my payplan+, before talking to me on the phone they have put it to £182.41 just by my bank statement it seems, so an increase of £61.92

Morning all, just a question about offering a full and final. im currently with payplan and i pay £120.49, im just coming up to completing my 2nd year of a 6 year IVA. How would i go about offering a f&f? Does the money have to come from friends or family or could i ask my work if they could put of ...

Hi, thankyou for the replies

Thanks for the replies, i think in my mind that the ip only wants to see on the bank statements are essentials coming out and nothing more so will questions anything not essential. There was one largest payment that went out during august for one day that i took the kids to the zoo but this was out ...

Hi all, hope everyones well, My 2nd year review has come around and i must say its been quick, just a little concerned this time round, im with payplan and they have asked for a copy of my bank statement which i have sent them. I was told by my case officer that they need the bankstatement so that s...

before my iva was set up i got a new basic cashcard account with nationwide just incase i needed to change banks but never had to so i stayed with my current bank, this one has sat dormant since then but i intend to use this one for my savings just didnt want it to be a problem further down the line...