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by Sb30
Sat Sep 27, 2014 11:01 pm
Forum: Complaints procedure
Topic: PPI delays
Replies: 3
Views: 9249

I just feel a bit depressed now as I just want closure. The 5 yr mark was so close. ....
by Sb30
Fri Sep 26, 2014 11:19 pm
Forum: who would you recommend?
Topic: Anyone use ClearDebt?
Replies: 19
Views: 207019

I've had no problems at all apart from an oversight which was that I'd offically finished May 14 but wasn't told this until this week as someone else had dealt with my paperwork and got confused. They let me miss a month and tag it on when my shower broke and I was never pressured into anything. The...
by Sb30
Fri Sep 26, 2014 9:59 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA failure
Replies: 7
Views: 3192

I didn't think that the IVA company could ask you things like that?

Cleardebt reduced my payments in yr two due to a wage cut as long as it was realistic!

As long as I was paying and showing them all my money matters they were fine.

I find this slightly unnerving?
by Sb30
Fri Sep 26, 2014 9:52 am
Forum: Complaints procedure
Topic: PPI delays
Replies: 3
Views: 9249

I spoke with Clear debt regarding this as I officially finished may 14 but still waiting due to closure/ppi claims. Cleardebt could only aplogise and pointed out it states this could happen in their guidelines regarding ppi. I had a choice whether or not to investigate ppi and ob wanting to comply w...
by Sb30
Fri Sep 26, 2014 9:40 am
Forum: new bank accounts for IVA
Topic: IVA friendly banks
Replies: 26
Views: 27728

I opened a basic cash card account with Barclays 4 months into my IVA. No problems with them at all.
by Sb30
Fri Sep 26, 2014 8:24 am
Forum: how are you coping?
Topic: Highs and lows of final year...any thoughts?
Replies: 4
Views: 7382

I was in year 5 thus may 14 to have another 12 months ext be then told that Cleardebt had got it wrong and I didn't have the 12 month ext in my clause! Was so happy to hear I was in credit and that I would get this back then DRSP ring and say that there are some PPI claims still outstanding and that...
by Sb30
Fri Sep 26, 2014 8:14 am
Forum: Ask IVA Forum and Industry experts
Topic: Been waiting nearly 7 years to be debt free. Still no further with DFD sending CC. NEED HELP
Replies: 4
Views: 2382

Ù font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Penny.03 I got my completion certificate yesterday after 7 years just keep ringing that's what I did every week and finally the end is here. Keep smiling you will get there. May I ask why on earth it ...
by Sb30
Thu Sep 25, 2014 2:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA confusion
Replies: 4
Views: 2203

Thank you for your replies it seems many are in my situation. I hope that the PPI claims can be sorted quickly. I guess it was such a relief to hear that I had finished that then to hear this was a blow. I just want to start being able to rebuild my credit rating and look at emigrating to the USA ne...
by Sb30
Thu Sep 25, 2014 1:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA confusion
Replies: 4
Views: 2203

Hi all. I am new to posting but have been following since my IVA started 2009. I had not heard from cleardebt in a few months so rang them last week for an update after attempting to release equity and failing. I was told that I would have to go into a extra 12 months which I accepted. I got a phone...
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