We paid our last payment 1st November 2015, 9th February 2016 we received our certificate of completion. We were with aperture too... Had to make a couple of phone calls between the 2 dates, but not had any trouble..

We paid our last IVA payment on 1st November 2015, this morning our certificate of completion arrived. I am numb, I really am struggling to get my head round the fact that we have no debt, apart from the mortgage. Got to be honest & say that it feels weird, I can't remember the last time we had no d...

Winter blues, I am scared to spend anything.... just in case it has all been a big mistake , we have learnt a very valuable lesson throughout our IVA....looking forward to the day when the postman brings news that it has finally finished. #128512;

I really hope so. The not knowing what is happening is annoying.

Not sure how I am feeling or should be feeling, found out last week that we paid our final payment of our IVA. I phoned our IP to see what was happening as we were due to pay our last payment 1st Dec 2015, found out that we had paid our last payment 1st Nov 2015. I was told that I needed to send in ...

We have 3 payments left on our IVA, we were asked for a valuation of our property last nov. we sent it off. Got told that it was too early & would be asked for another valuation in March. We were never asked again. Will we have to fill another budget form out like every year. Do I stop the direct de...

We coming up to month 54 so need a valuation on property. We have looked at zoopla & no way is our house valued that high. Do estate agents do a free written valuation or do you have to pay

Thank you, I am on countdown now.... the last 4 years have gone past so fast. The only thing that will slow it all up is the outstanding ppi' s.

Thanks Foggy. We have managed our money whilst in the iva, so when completed we are taking the iva money out & putting it in another bank so we won't need to get in debt again. I really think money & finances should be on every school's curriculum, kids these days really think money grows on trees.

Well fingers crossed this is our last year. Got to get mortgage redemption & house valued in March. If the house is still in negative equity our last payment will be Dec 1st 2015. It has been a long hard slog. Through bad advice & not getting the right help we ended up swamped in debt. It took a lot...