Search found 13 matches

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by steven mills
Sat Apr 30, 2016 10:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: DFD say we have been exemplary. Now we are thoroughly fed up with their awful service.
Replies: 13
Views: 3473

tried to blank that period of my life out Foggy,just a quick question please,"when does the iva come off my credit file,and yes all sorted but i paid a lot of money to solicitor because i did'nt have a clue what to do when the letters started arriving.
by steven mills
Sat Apr 30, 2016 9:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: DFD say we have been exemplary. Now we are thoroughly fed up with their awful service.
Replies: 13
Views: 3473

dfd are dogs robbers,i paid my iva early 29k debt,paid 37k+ to finish it,6 month later got nasty letters saying i had breached terms because i stopped my monthly payments.
by steven mills
Thu Jun 18, 2015 8:42 am
Forum: Ask IVA Forum and Industry experts
Topic: Why does CC say we paid 98p in the £ when we paid in full early after windfall ?
Replies: 3
Views: 1923

hi guys just reading posts,i paid my iva in full early after a windfall,i paid the full debt plus interest plus fee,s about 7-8k more than debt,when i got my cc it says they only paid 98 pence in the pound why did they do this when i paid the fee,s ?
by steven mills
Tue Apr 07, 2015 4:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: i am filling in forms to sell my house. Do I reply "no" when it asks if I have ever been bankrupt ?
Replies: 2
Views: 1990

i am filling in forms to sell my house for solicitor,it asks have you ever been bankrupt??,nothing about IVA.do i write NO????
by steven mills
Tue Mar 24, 2015 7:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: hi guys only me again,from old posts update. I paid full debt & interest. Will I be sent PPI ?
Replies: 2
Views: 1803

hi guys only me again,from old posts update i paid full debt+fees+interest early,DFD.just had equity and finance on phone to say there is a ppi claim but they are sending it to DFD,will they send full amount to me ?
by steven mills
Wed Jan 28, 2015 6:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can I get into trouble for getting credit before my 5 - 6 years is up ? IVA paid off early.
Replies: 2
Views: 1701

HELLO,i paid off my iva early,meeting was approx july-aug,all accepted,i rang DFD last week and they said my cc is on its way,iva started dec 2012,just out of curiosity i applied for a credit card with vanquis(just for credit rating purposes),and they accepted me right away didnt ask about iva,s or ...
by steven mills
Fri Jan 23, 2015 6:19 am
Forum: Ask IVA Forum and Industry experts
Topic: Will I still be on the insolvency register for 5 to 6 years after paying my IVA off after 2 years ?
Replies: 1
Views: 1431

hi guys only me again,lol.as posted earlier i paid my iva off after 2 years,still waiting for cc,dfd said it with completion team,will i still be on insolvency register for the full 5-6 years ?
by steven mills
Tue Jan 13, 2015 6:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can I be prevented from selling my house, or lose the equity, after Full and Final acceptance ?
Replies: 6
Views: 1785

hi guys thanks for info,update"phoned dfd today to explain and they were very helpful.he said the restriction should have been lifted last year when my solicitor wrote to them,he also said go ahead and sell i owe zero pounds,and even offered to talk to solicitor if any problems arise,
by steven mills
Mon Jan 12, 2015 7:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can I be prevented from selling my house, or lose the equity, after Full and Final acceptance ?
Replies: 6
Views: 1785

my variation meeting was 6 month ago,due to a windfall i payed early after 2 year,with 7,500 interest(est),got a phone call to say all creditors accepted,my question is i am selling my house can they stop me or take my equity off me?
by steven mills
Mon Nov 17, 2014 7:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: Why are DID still wanting me to sign PPI forms ? i have just paid off my IVA early.
Replies: 1
Views: 1734

I HAVE JUST PAYED MY IVA OFF EARLY(4 YEARS),WAITING FOR COMPLETION CERTIFICATE,SO WHY ARE DFD STILL WANTING ME TO SIGN FORMS ABOUT PPI,S?
by steven mills
Fri Oct 24, 2014 4:19 pm
Forum: friends corner
Topic: finally settled
Replies: 3
Views: 1888

Good news today,variation meeting after my inheritance all creditors agreed to accept my payment,no brainer really offered them the full amount i owed plus interest.DFD wanted an extra £600 to arrange the meeting but i stood my ground and refused,after they got nearly £8000 in fees i,m sure they cou...
by steven mills
Sun Oct 12, 2014 2:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: Total debt payed in full from inheritance last year. Now told I am in serious arrears ?
Replies: 5
Views: 1902

dfd, on the variation report i have just received,all the money in and money out are printed and at the bottom of page its TOTAL BALANCE IN BANK ?????? A FEW HUNDERD POUND,DOES THAT MEAN THEY OWE ME MONEY???
by steven mills
Sun Oct 12, 2014 1:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: Total debt payed in full from inheritance last year. Now told I am in serious arrears ?
Replies: 5
Views: 1902

i started an iva in dec 2012,£29,500.the following year i got an inheritance and i instructed my solicitor to deal with my iva,she was informed that the total debt to clear it would be £36,700 in which she paid in full.i heard nothing until a few weeks ago with a letter saying that i have stopped ...
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