He used to email me funny pics for billy. I'll really miss him

Today was his birthday x

R.I.P Ray I will miss our big chats on MSN xxxxxxxx

Surely you signed documents agreeing to the IVA? I can't understand hoe you took it out not knowing?

Totally agree! It's such an important document and one not to be taken lightly through fear.

Really pleased for you OT good luck

Youre on the home run now! Hope all goes without a hitch for you and well done.

Hubby sent his offer by special delivery to ensure it got there and was signed for. It's definitely worth putting the offer forward and you have nothing to lose.
Good luck with it

Have to agree with Jan here

Looks like a good offer so give it a go

We lost half our fence in the winds and it snapped one of the concrete posts and blew down the washing line ripping out of the ground the post it was attached to which was concreted into the ground.

I'm certain the extra money will have to be paid across to your IP for the benefit of your creditors

Honesty is always the best policy to save and nasty surprises in the future.
I'm sorry to hear about your husband this must be such a worry.
How far into your iva are you?

The first thingies would do is discuss this directly with your IP who could be able to arrange a payment break while you find another job. Do you think you would find it easy to secure another job?

Fantastic news, big congrats lynz and family xxxxxxxxxxxx