FAF offer accepted in November & completion certificate received. I have an endowment policy which matures in March & the only mention of this in the IVA agreement is that it's under the heading "assets not specifically pledged" . Can they still take this money?

Thanks Foggy & kind of,here's a question for you, what if my wife wasn't around anymore for her to sign the paperwork (it's in joint names),say she went to Swaziland or Timbuktu to visit a sick relative & there was no way of getting hold of her, could they make me still submit it?

Sorry that should be payplan

Thanks relieved33 it's payplN

Our endowment matures in March 2015; however our IVA finishes in June 2015 , the IVA states this endowment is under "assets not specifically pledged" will this be classed as a windfall?