Hi all, just wanted to express our gratitude to Freeman Jones and their efficiency in completing our IVA. It's been a tough 5 years but we have finally got through it! We had no equity in our property so didn't have to extend for a year although we did have some additional money to pay due to overti...

Hi, I get carers allowance for my autistic son and it is treat as income.

Fab news, thanks again

Fab thank you, am I ok to look on my credit file with no detrimentmental effects? We have 6 months left on our IVA?

Thank you for response, do they not only give you creditors from the last 6 years? I'm wondering about creditors before then?! Will I need account numbers also?

Hi, wondered if someone could help me please? We are looking into claiming back PPI ourselves and was wondering if anybody knows where we would need to look for information about creditors we've used in the past? I remember a few but not all?!

Hi, thankyou for replies. Yes we were very surprised that it came up with offering an account with a credit limit! It said after we'd registered to order, with it being our first order he would have to pay by card but there after he could put it on credit! (Not that we wil!) We have opted out to rec...

Hi, I wonder if someone could help me please? My husband today has ordered some clothing from Next online. Upon registering his details he has in fact been signed up for an account which wasn't his intention. He now has a credit limit of £250! He has paid for the clothing by card and doesn't actual...

Hi, could somebody please tell me whether checking your credit file whilst in an IVA have any effects? I'm merely interested to see what it says?
Thanks in advance

Hi, I wonder if Sarah Jolly could contact me please? I have tried to email you at your address and it keeps saying invalid email.
Regards, Caroline

Hello, our first year review doesn't seem to reflect that payment. It just shows 12 payments made in the first year, not 13. Does anyone know how I could contact Sarah Jolly at Freeman Jones? I have written in the experts forum with no response and tried her email address but it's coming up as an in...

Sorry, was meant to say 2010 not 2009!! They have said they have been to the IP and he's said that that payment does not count!! Really would like to know where the payment has gone!!

Hi, just wondered if someone could advise me? We are just entering our last 4 months of our IVA. I rang FJ the other day and they confirmed our last months payment should be end of January as that's when our term ends (all being well?!) I spoke to someone in their payments department and they have c...