Thanks all.

I'll be calling my Ip tomorrow to discuss.

Crosby, I have certainly allowed these sort of cards in the past - as I imagine failure to pay it off will get you in hot water with your employer in any case. This is true. When we apply for the card we sign an agreement that personal use is strictly prohibitted and can lead to dismissal. Thanks f...

I pay the bill as I process my reciepts. The card is issued to me in my company's name and all other clerical items bar the bill are done between the card issuer and my company.

The card limit is £3,500.

Is there a differance between a charge and credit facility?

I have a company charge card issued to me by my firm for business travel. Am I allowed to keep this whilst in an IVA?

A DMP was not discussed in any real detail. The £800 figure brings my payments down by about £700pm and would be my max figure I could really pay out.

I've mentioned on another thread that I am jsut starting the IVA process, have just sent off my paperwork. My question is basically, should I cancel my direct debits and just start making a nominal payment to the various credit companys? The main reason for asking is that a lot of my loan payments c...

Hi Croby and wecome Your quote "The IVA company I'm dealing with are suggesting the total value of the debt is reduced from 61k down to 51k." What do you mean by that ? Regards Andy Davie IVA.co.uk Spokesperson Thanks for the welcome. From the discussion I had on the phone with the company they sai...

Hi there, I've just started down the IVA process and was hopeing someone could let me know there thoughts on whether my major creditors could be a problem. I have about 61k of debt with First Direct being owed 22k through a loan (they are also my bank), Citibank are owed around 10k with intrest. I'm...