<t>Hi<br/> My Iva completed in January . I know it takes a while for credit file to build .<br/> However I want to try and get a cheaper mortgage. I am presently with the dreaded Kensington and the balance is 62k . Property values at 150k my cmi is 760 per month. Any idea who I can approach and do y...

mVM I have been informed by one of my creditors that a MVM was taking place yesterday for all the new transferred accounts from Mel ... I turned down the new TC by email but according to the creditor they have still sent him all the documentation in regards to the new TCs that is required for the MV...

Hi I did not sign the letter to increase fees .. They have not extended term to cover any increased fee they say that I am in arrears and my Iva didn't start until after the first 3 months payments were made to my tax , but I had paid my x 3 month tax liability together with my voluntary contributio...

Hi folks Firstly any news in the cf clients communicating with each other away from the open forum ?? And 2nd problem after problem , cf claim I am in arrears which I know I am not ,and I have my banks statements as evidence now they claim my Iva is 3 months longer than it is .. I check the insolven...

Hi I am a transfer and please count me in ..

I am in as well . I give admin permission to pass on my detail

Yes maybe .. I think maybe they reduced hoping I would sign new T C but I have not yet signed as I have asked them to explain them in more detail to me !! I think it its May be a case of horse and gate syndrome !!! Let's hope it gets sorted out soon . Thanks for reply

Many thanks I have looked at the register and yes my Iva commenced in January 7th .

Is it standard practice to reduce my dividends payments without any communication or review being carried out ?

Hi Not sure if this is the correct thread ... It appears that CF have reduced my dividends and when I phoned to ask why they had been reducedthe young lady said it was because some creditors have just received their dividend amount for this quarter ?? Is this normal ?? My review was due in jan but h...

Oh I understand now .. Thank you .. I don't think they will have much luck cause if I was misold any ppi it would have been over 12 years ago .

Hi
No not telephoned them as I was hoping to get a reply by wY if an email ( as evidence) but I will take your advice and speak to them and follow up with email . Getting worried now as my review is due Friday and I have not heard a dicky bird from CF regarding this either

Hi After reading 100s of posts about the transfer to cf and the suggested tc we have received which include the ppi carrot .. I am getting confused , during my 4 years with Mel no one at her firm has ever mentioned to me about investigating any ppi ( although I don't have any and if I did they would...

Hi again Just to keep you all updated .. I still have not received any reply since the automated one on 20dec advising me that they would reply to my email within 72 hours !!!! Now many hours later and into another year I have emailed them again .. Now waiting again ... Will update as and when I hea...

Hi .. I've received the standard reply on 20/12/14 at 13.53hrs...

Thank You for contacting Creditfix Customer Service. We have received your email and will respond within 72 hours.

Now counting off the 72 hours .. Will keep all updated .

Well I have received the letter with the suggested new t cs. Like many others on this forum it is clear that they have not looked at my individual case , if they had they would have seen that I do not have any ppi claims and if I was misold any they would have been over 14 years ago and I beleive th...