Hi Mike, I have spoken to my local Trading Standards Office, who have contradicted everything you have told me. They say that they can chase the bill for 6 years!!! I am also totally confused with your last reply. I assumed that, if they failed to comply to the request to supply the Deed of Assignme...

Morning Mike, Sorry about this, but I want to make sure that I have the correct info at the right time. The letter you drafted for me was sent on 3rd Sept and signed for on the 5th Sept. Obviously the 12 days has passed, but I am unsure of the correct date when the "debt" becomes unenforcable. I wor...

Hi Mike. Thanx for your previous help. Just to let you know that the 42 days are up on Monday 5th November, and today (Wed 31st Oct) I received a letter from HFO, demanding I phone them immediately and pay £126.53 or, ultimately they will take legal action against me. The last paragraph says, and I ...

Hi Mike, Well 5th November is fast approaching. They have obviously received the letter, as, since my last posting on this site, I have heard absolutely nothing from them. If, after the 5th, they do try to contact me, hopefully they won't, what should my response be? Thanx again for all your help. C...

Hi Mike, Sorry to be a pain, but is that 42 working days or 42 straight? If it's 42 straight, then I look forward to 24th October, if it's 42 working days then I wait until 5th November. Thats ironic, as I could stick their so called debt on Guy Fawkes!!! I know where I'd like to stick it. Cheers Co...

Thanx 4 that Mike. I sent the letter recorded as instructed. My wife has told them on more than one occasion, that I will ONLY deal with them in writing, but they dont seem to understand what that means, as they continue to phone, as do the "3" mobile phone company, who I also will not speak to. The...

Hi people, Well, this is the 12th working day after I sent the advised letter to HFO, allowing 3 days for it to arrive. They have not responded by letter, even though they have been told on numerous occasions that I will not deal with them on the phone, they have persisted in trying to speak to me. ...

Thanx for that Mike, I will give it a try.
I will kep you posted.
Cheers
Colin

Hi, Its me again. I have had 6 phone calls from both 3 and HFO, one of which was threatening to say the least. He shouted at me down the phone about my sorting this out in court. I have taken to cutting them off if they ring. I have refused to speak to them, as I have no evidence to keep. I have exp...

Hi, I have had HFO on the phone to me yesterday, 3 times!!! They are demanding I pay them £86 plus costs (£130) to cover a so called debt from the 3 mobile phone company from over 3 years ago!!! They have been told ONLY to contact me by e-mail, and not to phone me, although, where they obtained my n...