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by Sally.k
Fri Nov 09, 2018 6:46 am
Forum: Ask IVA Forum and Industry experts
Topic: Mis sold mortgage
Replies: 1
Views: 7378

<t>Hi<br/> I have previously written that I am about to complete IVA but my IVA comp injuriesany appointed another company to proceed with a mis sold mortgage. I have been reading through the documents they send me and they ask us to undertake a loan either with them or find other way to pay, to fun...
by Sally.k
Thu Nov 08, 2018 3:49 pm
Forum: Ask IVA Forum and Industry experts
Topic: Missold mortgage claim whilst in an IVA
Replies: 1
Views: 7184

<t>Hi, <br/> I am about to complete my IVA and there is a mis sold mortgage claim to be proceed. After the initial investigation, the company said there is an indication that the claim might be successful and they need from us letters of authority to proceed with it. Those have been e-mail to us. We...
by Sally.k
Thu Jul 05, 2018 7:03 am
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage miss-sell, insurance and completion certificate
Replies: 7
Views: 6304

Hi Foggy
Thank you for your quick reply. Just a quick question: the £3800 interest per annum you have quoted, would they take it just for 1 year or for each year we have been in IVA (x 7 years)?
by Sally.k
Thu Jul 05, 2018 6:18 am
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage miss-sell, insurance and completion certificate
Replies: 7
Views: 6304

<t>Hi Ryan, <br/> I have been advised to ask your opinion on the following matter. Me and my husband finished paying our IVA in May. Our debts were about £48000 And over 7 years we nearly paid £40000. Now we are waiting for the completion certificate however our IVA company is delaying it as they ar...
by Sally.k
Sun Jun 10, 2018 1:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: Critical illness insurance
Replies: 2
Views: 5801

<t>Hi. I have been in IVA for 7 years. My last payment went through in May. I am now awaiting the completion certificate, however they said they are investigating something with my mortgage so it might take a while plus we had many creditors. I have to add that our monthly payments were high (compar...
by Sally.k
Tue Feb 02, 2016 4:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: My husband will have to face unpaid leave, only car irretrievably broken down. Help !
Replies: 8
Views: 3066

Hi, thank you for your answer. The company is NTF Financial Solutions. I think you are right, we will have to hire a car, as the company failed to look at our urgent case quicker then within 14 days, although the situation for us is so difficult. They didn't even reply to us regarding permission to ...
by Sally.k
Tue Feb 02, 2016 2:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: My husband will have to face unpaid leave, only car irretrievably broken down. Help !
Replies: 8
Views: 3066

Hi, me and my husband were about to finish out IVA in 3 months time. It has been extended due to equity in the house by 12 months. Last week our only car broke down. We took it to the garage and were told the repairs will cost around £3000. The car we bought for £3500. We have asked our IVA compan...
by Sally.k
Tue Nov 04, 2014 12:42 pm
Forum: Ask IVA Forum and Industry experts
Topic: Should the income & expenditure review be done yearly or every time I change my job ?
Replies: 1
Views: 1689

Hi, We are married couple 4th year on IVA. My husband income was steady over the years, mine however have changed few times. Every time I have informed IVA company and they have done the monthly income and expenditure review and adjusted the IVA payment accordingly. Could you please tell me how the ...
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