Search found 79 matches

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by bobbydavro
Mon Feb 01, 2016 8:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: Barclaycard
Replies: 6
Views: 2142

Cheers anyway
by bobbydavro
Mon Feb 01, 2016 8:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: Barclaycard
Replies: 6
Views: 2142

Yes, i meant to say whats the address/number of teh data controller, thanks.

Fed up of calling barclaycard and having to learn another language in a matter of minutes because everytime i speak to somebody its flipping in bangladesh or somewhere other than England
by bobbydavro
Mon Feb 01, 2016 8:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: Barclaycard
Replies: 6
Views: 2142

Help
Does anybody know who to contact at Barclaycard with regards to them correctly updating my credit report/file?

Cheers
by bobbydavro
Tue Nov 24, 2015 10:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: Insolvency register
Replies: 12
Views: 4483

Ok cheers
by bobbydavro
Tue Nov 24, 2015 7:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: Insolvency register
Replies: 12
Views: 4483

Hi
When you check my name on the insolvency register it states my IVA was completed 4/11/15. Why is my name still on there? I thought once completed your name drops off especially as it states completed
by bobbydavro
Mon Nov 16, 2015 7:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: Default
Replies: 4
Views: 2140

Thanks guys its more clearing up than wanting more credit...so roll on 2019
by bobbydavro
Sun Nov 15, 2015 7:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: Default
Replies: 4
Views: 2140

My IVA has now being paid off early and i know it will drop off credit report after 6 years of inception along with the defaults from creditors. The IVA started on July 2013 however some of the default dates on some creditors says start date being 2010, does this mean these will drop off next year r...
by bobbydavro
Tue Nov 10, 2015 9:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: credit score
Replies: 2
Views: 2056

Now that the my completion certificate is through and the insolvency register will be notified and my name will drop off etc. My credit file will obviously still show IVA for 6 years but will show satisfied and each creditor i assume will show satisfied but again still show for 6 years will this sma...
by bobbydavro
Sun Nov 08, 2015 6:13 pm
Forum: Ask IVA Forum and Industry experts
Topic: Update
Replies: 9
Views: 2444

Yeah but it will show saitisfied though wont it. Who notifies the credit agencies that its satisfied?
by bobbydavro
Sun Nov 08, 2015 6:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: Update
Replies: 9
Views: 2444

Recieved CC certificate. How long until it appears on my credit report that the IVA is satisfied?
by bobbydavro
Sun Nov 08, 2015 5:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: what the xxx?? Help!
Replies: 71
Views: 13541

Yep, CC recieved with PPI stipulation in it that any PPI is still IVA term bound..although i wasnt advised of this or even agreed to it and it wast a creditor condition of the offer but clearly PAYPLAN themselves adding it in purely for their gain not the creditors, greed comes to mind when it is kn...
by bobbydavro
Sun Nov 08, 2015 5:47 pm
Forum: Ask IVA Forum and Industry experts
Topic: f and f advise
Replies: 30
Views: 5157

General rule of thumb for full n finals are based on total amount of payments left as if you took the IVA to the term end plus any equity value (or none) the extra 12 months. This would be a general figure less a little as the creditors will be saving on fees by getting paid out quicker. Although yo...
by bobbydavro
Sun Nov 08, 2015 5:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: Dear all, please can you advise me on how much l should offer for a lump sum ?
Replies: 12
Views: 5140

Our recently accepted offer was based on amount left to pay (ie amount of payments) plus i took a little off for paying early due to less fees etc. This offer didnt take into account any equity or additional 12 months. They accepted this right away and i have just received my CC letter.
by bobbydavro
Sun Nov 08, 2015 5:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: some urgent advice needed
Replies: 9
Views: 2415

If it wasnt included in the IVA Its also to be noted if this company has not contacted you in over 6 years and you have not made a payment or made contact with the company in this time (ie to acknowledge the debt)then legally this debt could be statue barred (IE debt cancelled).Read this for further...
by bobbydavro
Sat Nov 07, 2015 5:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: CC letter
Replies: 3
Views: 1912

So just to update, Letter of completion came today from Payplan. However it does have the statement of any PPI still goes to creditors regardless of IVA complete or not. I did not agree to this and this was not a creditor stipulation at the time of creditor meeting. This has clearly been added after...
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