Hi all, we recently requested a F&F with creditfix due to my wife's ill health ( a friend offer us a some to put forward). Today we received the copies of the paperwork that was sent to creditors from creditfix, calling for a full and final meeting on the 30th. They don't seem to have included the r...

Thankyou all for your help

Our case worker said it was not likely that they would as they would be be losing money. She said we had to try and make an offer as close to the £5.2k that's left of the IVA, but to be honest I'm not asking our friends for more money. I think I may call them back and demand to speak to my ip- I nev...

Called creditfix today and asked to speak to our IP. This seemed such a big ask and was told I could not speak to our case worker. She advised that our friends need to write a letter to offer the full and final, but does anyone have any suggestions of what they should put in the letter?

We don't have a mortgage we currently rent. Due to my job (forces) I cannot take time off to look after the children while my wife recovers and so we need to keep them with the childminder they were with when she was at work. My wife's wages only covered the childcare costs before, but now she's has...

My wife has had to leave her job due to illness. She is not coping at work or at home and things are pretty bad at the moment. We currently pay £249 to our joint Iva and we have 21 months left. A friend has offered us the some of 4000 to put forward as a full and final offer. Does this sound like a ...

Is it time for your review?

Well, didn't really understand the paperwork cf sent us re the report so emailed greg at cf. he re sent the same paperwork but........ The figures on the copy he sent us were different? On the paperwork we got through the post it says 44% accepted, on the email paperwork Greg sent it now says 100%. ...

It's strange how my wife's proxy sheet is missing from the paperwork they sent, will have to get on the phone to them first thing in the morning. She had the most debt and it was her creditors we were worried about. So annoyed we didn't consent to this and it just feels like credit fix can do what t...

We are in a joint Iva and we received our proxy report from credit fix meeting for my creditors but not my wife's? I'm looking at the outcomes of my votes and agree they have rejected the 50% PPi clause which is fine, but I'm confused if it's actually been agreed by the creditors. It's says 44% acro...

Could I ask what paperwork they required when you offered the f&f?

What my sister in law will need to provide crediitfix to say she can offer the funds for a full and final for us, just a letter?

Could someone advise what my sister in law will need to provide to credit fix?

I meant we rent so don't have a mortgage, do you know what my sister in law will need to supply to credit Fix?

We don't have a mortgage as we don't rent, neither of us ever had any sort of PPi at all either