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by mummyx2
Sat Jun 20, 2015 6:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: T&C Mass Variation CF
Replies: 183
Views: 37904

We recieved the same letter today. I am very confused as we did an f&f back in Feb and 2 weeks later had our CC so really don't understand why we were part of the MVM???
I will call Monday and let you know what they say.
by mummyx2
Tue Mar 03, 2015 6:34 am
Forum: Ask IVA Forum and Industry experts
Topic: It's finally over!
Replies: 9
Views: 2946

Thank you all. X
by mummyx2
Mon Mar 02, 2015 5:43 pm
Forum: Ask IVA Forum and Industry experts
Topic: It's finally over!
Replies: 9
Views: 2946

We recieved our completion certificate today!
Our F&F was accepted on 11th Feb! CF seem to be closing their IVAs quickly! Thank you to the forum for all the support over the last 5 years! X
by mummyx2
Fri Feb 13, 2015 4:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit fix f&F and completion cert!
Replies: 20
Views: 4013

Thanks I will send it through to you.
by mummyx2
Fri Feb 13, 2015 2:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit fix f&F and completion cert!
Replies: 20
Views: 4013

Michael I don't mind sending you my details if you want to see the report. What's your email address?
by mummyx2
Thu Feb 12, 2015 6:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit fix f&F and completion cert!
Replies: 20
Views: 4013

Brilliant news. I hope our cc comes quick!
by mummyx2
Thu Feb 12, 2015 6:24 pm
Forum: Ask IVA Forum and Industry experts
Topic: F&F Accepted through CF
Replies: 12
Views: 2674

Hi the terms of increase of fees was accepted by all the creditors. They didn't have anything on ppi but my variation reports did give a cost to reviewing ppi. i will contact and check if we get 50% of the ppi. However i don't think we have any. We have to make the payment within 28 days however my ...
by mummyx2
Thu Feb 12, 2015 9:09 am
Forum: Ask IVA Forum and Industry experts
Topic: F&F Accepted through CF
Replies: 12
Views: 2674

Thanks to all of you! a huge lesson learnt!
by mummyx2
Thu Feb 12, 2015 7:28 am
Forum: Ask IVA Forum and Industry experts
Topic: F&F Accepted through CF
Replies: 5
Views: 1044

Thank you lou74.
by mummyx2
Thu Feb 12, 2015 7:26 am
Forum: Ask IVA Forum and Industry experts
Topic: F&F Accepted through CF
Replies: 12
Views: 2674

Thank you.
Yes we did sign them and all variations were accepted by creditors.
I was concerned the creditors wouldn't accept the settlement because of the t&cs but they did.
by mummyx2
Thu Feb 12, 2015 6:29 am
Forum: Ask IVA Forum and Industry experts
Topic: F&F Accepted through CF
Replies: 5
Views: 1044

Sorry thought my original post didn't go through so posted again!!
by mummyx2
Thu Feb 12, 2015 6:27 am
Forum: Ask IVA Forum and Industry experts
Topic: F&F Accepted through CF
Replies: 5
Views: 1044

We have had our f&f been accepted through creditfix. We were informed quickly after the meeting and the confirmation email came through almost straightaway. i would like to say that creditfix have been helpful to us although communication at the beginning was not so good! However now we have to see ...
by mummyx2
Thu Feb 12, 2015 6:22 am
Forum: Ask IVA Forum and Industry experts
Topic: F&F Accepted through CF
Replies: 12
Views: 2674

Hi All we have finally had our variation meeting for a F&F. it has been accepted!! This is such a relief. i would like to say that credit fix have been good to us and we had no issues with the F&F. Now we just have to see how the completion process goes! Thanks to the forum who have been a great hel...
by mummyx2
Mon Feb 02, 2015 7:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditfix advise that I have to sign new terms for them to submit my F&F offer to creditors.
Replies: 18
Views: 4254

Hey We had to sign the new terms for our f&f to get a date. however it came as a variation in the paperwork that was sent to the creditors. I did check with the experts of the forum and they did explain that what the variation terms are the creditors have to vote separately on each point ie. The fee...
by mummyx2
Mon Feb 02, 2015 1:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: F&F Guidance
Replies: 9
Views: 2431

Hi yes i am an ex pjg person and they did offer me the choice of weather to continue paying or wait until the variation meeting. I choose to wait as it is so close to my usual pay date. However will put the money aside just in case my f&f is not agreed. I have been dealing with Stephanie at CF who h...
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