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by mickdave
Sun Aug 16, 2009 1:35 pm
Forum: Ask IVA Forum and Industry experts
Topic: i received a pension lump sum of 43000 last year
Replies: 7
Views: 1330

they have been dragging there feet and the first variation meeting was only in the last couple of weeks-the new one is very soon and they are chasing the creditors up to accept the 43000
by mickdave
Sun Aug 16, 2009 12:47 pm
Forum: Ask IVA Forum and Industry experts
Topic: i received a pension lump sum of 43000 last year
Replies: 7
Views: 1330

i offered them the full 43000 as a full and final settlement in august 2008-so over 12 months ago.
i actually received the money in march 2008 and since the i have begun spending it.
by mickdave
Sat Aug 15, 2009 9:06 pm
Forum: Ask IVA Forum and Industry experts
Topic: i received a pension lump sum of 43000 last year
Replies: 7
Views: 1330

yes they are still expecting 43000 but nobody voted at the first variation meeting so they are having another one in 21 days-can i offer the 35000 left and say 12 months at £666 as i am paying £470 a month now anyway. i know i have been silly but a financial adviser did tell me that my pension is no...
by mickdave
Sat Aug 15, 2009 3:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: i received a pension lump sum of 43000 last year
Replies: 7
Views: 1330

i received a pension lump sum of 43000 last year and i offered it as a full and final settlement. they dragged there feet for so long that i have spent some and now have 35000-they have now contacted me and are having a variation meeting within 21 days - i am so worried about this situation-what can...
by mickdave
Fri Nov 21, 2008 2:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: i am worried about some aspects of my iva.
Replies: 2
Views: 1039

i am worried about some aspects of my iva.i have now been paying back my iva for almost 2 years at £470 a month. i own 2 properties and one is a buy to let which should have been sold within 12 months of the iva start to release £16084 into the pot,but i have had to rent it out as it will not sell i...
by mickdave
Wed Nov 12, 2008 10:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: can i still see my iva through ?
Replies: 4
Views: 1411

i have an equity release clause in my fourth year for 32 k but my house value is the same as my current mortgage.what are my options and can i still see my iva through
by mickdave
Mon Feb 25, 2008 10:13 am
Forum: postings for february
Topic: early retirement lump sum
Replies: 3
Views: 1220

i will be starting a new job with a smaller salary,but combined with my pension my income will be broadly the same.do i have to tell my ip about my lump sum -and can i just go ahead and invest it for the future as i am only 51.

thanks for your reply
by mickdave
Mon Feb 25, 2008 9:07 am
Forum: postings for february
Topic: early retirement lump sum
Replies: 3
Views: 1220

i am taking early retirement next month and will receive a small pension per month and a lump sum payment.will i need to pay this into my iva?
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