You have been very helpful . Thank you.. not as anxious now.. honestly money is the only worry I have in life... it's ridiculous.. there is more to life !!

Thanks for getting g back well payment t due on Wednesday and they closed on monday. What does a payment break entail? Can they confirm it over the phone?

I have hit a wall.. have paid my full payments for 2 years no issue. Now I have a serious issue. Car timing belt has went and a few other issues. I need car for work. One month payment break would completely sort me out but without it I am all sorts of not going to be able to pay bills. Can they giv...

Thank you for your replies .. Really feel there are good helpful ppl out there .

Wife's family have suggested it to alleviate stress from her..

Just on the chance someone may know the norms..

If you pay £190 in to your iva each month and you have 11 months left of iva. How much would a final settlement roughly be ?? I know it prob differs.

Thanks you helpful bunch!!

Soo I maybe wrote this when emotions a bit high.. So they admitted it was their oversight.. She is 4 years I to iva and we got married 2 years ago. She told them but they didn't take in to consideration. Main thing is are they going to look back paid or as long as we can prove she has paid 50% of th...

I have an IVa with a different company but they way this company talks to her on the phone is shocking!!

Cheers for the replies.. I'm not sure of the IP but in a letter they clearly state about her husband and that she does not owe any additional.. Then they sent her a threatening letter saying she's not complying when she is FULLY.. She is really concerned now that she will owe a lot of money we do no...

My wife is 1year away from the end of her iva. She received a letter for her annual review and complied. She informed them she had a husband. They mentioned her husband in the letter and said it was all OK and she didn't owe anything further.. Now wrote to say that does she get maintenance from me. ...

Thanks guys :) as always!! Thanks mike.... It maybe sounds like I'm bring silly but when it comes to my iva .. It sums up a horrible part of my past and is the last thing to cause me anxiety... When I got my iva I took the massive step of reporting abuse that happened years ago.. It's all finally pu...

Thank you . this site and the process we have all went though has truly humbled me that there are truly lovely ppl out there . Maybe you or someone else can answer... I would ring my iva provider but when I do as much as they are nice they seem very busy.. I have 2 jobs and when I applied for iva I ...

Iv been in my iva for over 6 months... It's not been easy.. Far from it actually but I feel I'm getting there.. A real low point in my life got me in to the mess I was in.. With the iva its helped me stop worrying stop feeling suicidal and helped me look forward to the birth of my 2nd child and be a...

Good morning Michael... Looking back I see you mentioned at least I am making payments. Just wondered are there people who don't pay their uplift monies ? How would they ever pay them all at the end of the year? Not paying your uplift would that not mean your IVa would fail straight away? I only ask...

That's why I'm asking. As reading paperwork today. I seen that bankruptcy was an option but it wasn't chosen to save the embarrassment of having to do it and stigma around it.

Just want to know I'm def on right path..

My 6th month review will be coming up soon what do they ask for??