Search found 26 matches

Search found 26 matches Page 1 of 2
by Lorna.l
Wed Dec 11, 2019 4:58 am
Forum: Ask IVA Forum and Industry experts
Topic: Any solicitor help?
Replies: 5
Views: 3328

Hello Shaun
I will email you and take this off line

Many thanks for your response - and Foggy's.

Lorna
by Lorna.l
Tue Dec 10, 2019 6:43 pm
Forum: Ask IVA Forum and Industry experts
Topic: Any solicitor help?
Replies: 5
Views: 3328

Hi.
I can't deal with this IVA remortgage clause, are there any solicitors in NE22 7D who can help sort it out for me please?
by Lorna.l
Tue Dec 10, 2019 1:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit fix need me to remortgage for my IVA
Replies: 4
Views: 3249

<t>Credit fix have done an online valuation for my house and say it has equity in it.<br/> I have looked at similar properties on zoopla and it shows there would be no equity or not as much as they say it is worth.<br/> Now they want me to remortgage to cover what?<br/> The equity or what?<br/> I'm ...
by Lorna.l
Tue Dec 10, 2019 1:03 pm
Forum: Ask IVA Forum and Industry experts
Topic: How do I remortgage in year 5 of IVA?
Replies: 2
Views: 3121

<t>Hello.<br/> I have been trying to understand how I remortgage in year 5.<br/> I've been told to remortgage for 12600 but don't know what to put on the forms when it asks me how much to borrow/over what mortgage term/what type of mortgage and what monthly payments?<br/> We already have a mortgage ...
by Lorna.l
Sat Jun 03, 2017 2:52 am
Forum: Ask IVA Forum and Industry experts
Topic: Received a notice of breach about our iva. Help.
Replies: 5
Views: 961

The company is called Max recovery and they want about £2000.
I looked at original agreement and they were not named but a year later I saw their name and 3 references. But the IVA were 'awaiting evidence' and looking through another annual report they still are.
by Lorna.l
Thu Jun 01, 2017 2:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: Received a notice of breach about our iva. Help.
Replies: 5
Views: 961

I have just received a notice of breach about our iva which is 4 years standing.
This is from a debt collection agency who have told IVA that we owe a certain amount more than was originally stated.
How can they ask for this money after all this time?
Please advice.
by Lorna.l
Fri May 19, 2017 4:45 am
Forum: Ask IVA Forum and Industry experts
Topic: Can we sell home during IVA?
Replies: 3
Views: 588

We own our home and have 2 years left on the IVA.
Can we sell our home within that time?
by Lorna.l
Thu Sep 29, 2016 8:01 am
Forum: Ask IVA Forum and Industry experts
Topic: I don't understand the 'remortgage' contribution of our IVA
Replies: 4
Views: 2217

We have a mortgage that finishes in 6 years time but the IVA says that in the last year of our IVA we have to do a 'remortgage' and that '85% equity value' will have to be contributed at that time. I don't understand this and thought that the payments would just stay the same more or less till the I...
by Lorna.l
Tue Sep 27, 2016 7:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can I use a post office account to save some cash ?
Replies: 6
Views: 2469

I want to use a post office account to save some cash that doesn't go into a bank account.
Can i?
by Lorna.l
Fri Jul 08, 2016 5:54 am
Forum: Ask IVA Forum and Industry experts
Topic: We want to sell our house and downsize to save money. Do I have to tell IVA ?
Replies: 4
Views: 2441

We want to sell our house and downsize to save money. We have 3 years left on IVA. Do I have to tell IVA about this or can we just move?
by Lorna.l
Fri Jun 03, 2016 6:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can I sell my house and rent somewhere smaller?
Replies: 1
Views: 1594

can i sell my house and rent somewhere smaller?
by Lorna.l
Mon Jan 12, 2015 9:10 am
Forum: Ask IVA Forum and Industry experts
Topic: Very worried that I have not worked out what we actually spend correctly. What will happen ?
Replies: 12
Views: 2595

I don't know about any allowance?
This is the first I've heard of it![:(]
by Lorna.l
Sun Jan 11, 2015 9:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: Very worried that I have not worked out what we actually spend correctly. What will happen ?
Replies: 12
Views: 2595

I became rather overwhelmed with trying to work things out. I ended up just writing down any old figure on the expenditure form. The thing is I was told at the beginning that I would only be paying £95 a month, no one said anything about having to keep an eagle eye on my bank balance. Ignorance abou...
by Lorna.l
Sun Jan 11, 2015 12:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: Very worried that I have not worked out what we actually spend correctly. What will happen ?
Replies: 12
Views: 2595

Hi ya

I am on my ist annual review.
by Lorna.l
Sat Jan 10, 2015 1:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: I am worried that money in our building society will be asked for by IP.
Replies: 1
Views: 1575

Since taking out an IVA last year I am worried that any excess we have in our building society account will be asked for by the IP. Does every single penny have to be given to them or can we not have some to ourselves? Should I move money to another account? I am not talking millions here, just abou...
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