Thanks you so much, its so nice to know we are not the only people that have to go through this. We were so scared about BR but now speaking to someone who is going through it at the moment has made me feel so much better. I have sent my IP an essay basically telling them how annoyed and unproffesio...

Thank you so much everyone its great to have suppport.Unfortunately we dont have anything in writing about them cheating us and adding to our income and expenditure, but every letter they have ever sent i have kept just in case. There is no equity in my house at all, so maybe BR would be better for ...

i have posted a review i really hope it helps people out in the future. I will keep you posted. I have written a letter of complaint to my IP today that reads abit like an essay and i have made an app with a solicitor to find out my rights. So the ball is in there court. Fingers crossed something wi...

Thanks so much its nice to hear a bit of support. We have concidered going bankrupt but with a baby on the way its a scary suggestion. Its our first baby and we are in our early 20's we worked very hard to buy our house and am very scared that we will lose it and be homeless.

I have been in an iva for nearly 2 years now. Our debt was not really that high and we personally feel now that our iva was miss sold. A debt management plan would have been better for us.We were told by the IP that they had added bits to our expenditure sheet so that we would have a bit of extra mo...