Thank you for your replies. You still have to get through this question in the future. Quote from NarWest " Have you ever been insolvent, bankrupt, sequestrated, involved in any court proceedings for debt or made arrangements with your creditors?" NatWest have it on file and you would have to answer...

Hi I started an IVA in April 05 and successfully completed in June 06 after making a setlement figure. I have a good job, own home and rental from another property. After 10 months I seem to hve a definitive answer regarding future lending from my B[ ank NAT WEST. Although I have a £2000 overdraft f...