I have received a letter from the iva council, I dont believe a word of the information in it, I phone to find out how they got my details they told me from the register, My question is, they have told me that it is illegal to take disability benifits into acount, on my income, is this right or more...

Hi , Thanks for that. Two more things. Does anyone know if Mc Cambridge & Duffy LLP have anything to do with Max Recovery LTD administered by Eversheds LLP. All of my dept was sold to max recovery.??????? Also does anyone know if Emma Holmes MY IP accualy exsist, it is always PP emma holmes, I even ...

Ironic thing is that because I have been bailing her out for so long, she actually has a pretty good credit record. Its just that its ultimately taken me to the point of 0 equity now, and she's on the move because i'm out of money.

Should I make any attempt to help her with payments or will that be seen as me involving myself in her debt, or should I just let her default on the payments?

I suppose you're right and that process is underway now. But if she is continuing to get credit cards/loans now, and she is already defaulting, will debt collectors/bailiffs come knocking on my door and will I be in any way liable for these additional debts other than what I've already committed too...

Yes, The loan company sent out new documents to replace the forged ones and when confronted with the reason for the loan and the debts, I signed them.

Catallus, I signed the loan agreement after new documents were sent out replacing the forged ones. So I suppose I'm liable for it and I accept that. It was just another bail out for her but she seems intent on destroying me financially.

My concern is the house and the additional 800per month secured loan. I know she can't pay it anymore and will default so I will have to pick that up as well as the full mortgage payment, council tax, gas/elec. food etc. I need to keep a roof over the childrens heads and don't want to lose the house...

Thanks catallus. I am Dave by the way, don't know why my member name changed to pitbull. Yes, the mortgage is jointly owned. Earlier this year i discovered my wife attempted to get a 90K loan secured against the house by forgery. After confronting her when I was made aware, I agreed to the loan beca...

Is that a true legal opinion? My wife and I jointly own a house. I advised her to seek an IVA to sort out her huge debt issues which I discovered recently because there is no way she will be able to repay them. I'm concerned that I will be dragged along and forced to pay off her debts as I've done m...

Hi , I am in an IVA, Can the ip charge you in excess of 10,000 in admin charges, and a further 1,200 for a variation of an iva.