i live in scotland the IVA in scotland is called a trust deed how do these work concerning bank accounts as i am the one who has applied but the bank has put a block on both accounts how do i get my wages from my account so i can live

I am in the process of obtaining an IVA in scotland my bank has now put a bock on my account does this mean my wages will be stopped from being accepted into this account they have also blocked my wifes account even though she has no debts any ideas