hi paul, I would just like to say that nearly 2 years ago I owed £30k ish and my only solution was bankruptcy. I must admit when I first looked into it I was petrified but I thought anything was worth more than sleepless nights so thats what I did. If you do decide to go ahead and declare yourself b...

do you know if you can apply for the A & L account if you are bankrupt??

yeah I see that. I think I'm just a bit scared of getting into old habits so I'm going to think about it first and see if I can save up any quicker

what is this world coming to???

ok, cheers anyway. I keep searching online but everytime I click on a website it says about having IVA or CCJ etc but not bankruptcy so I don't want to apply for god knows how many because it will make my credit score look even worse!! I think I'll just have to try and save what is this world coming...

When I had my OR interview over the phone they never said anything about IPA and I had about £20 left, I was also worried because my earnings before I declared myself BR was a lot more than what I had written down (i was working every bit of overtime I could get, usually working 12 hours a day 7 day...

I'm not paying anything back, I wasn't earning enough at the time (was discharged well over a year ago) but now I have a partner who can help me with the repayments. I searched google too and thats why I was wondering if anyone knew an actual website cause there is so many to go thro what is this wo...

Does anyone know the best place to get a car loan when you're bankrupt?? I have looked and seen that you can get a car loan if you're bankrupt or IVA etc but I don't know where to go!! I can't afford to buy a decent car because it'll take years for me to save and so I can only afford cars that don't...

Nationwide dont take on BR people now either. Just two weeks ago they changed their policy, I'm fuming as I waited half an hour in a queue to open an account and was told no. I've been discharged for over a year now, I'm not back in debt. SOMEONE GIVE US A BREAK!!!

what is this world coming to???

I went into Nationwide today to open a basic flexaccount so I could use the e-savings and guess what?? from two weeks ago they stopped taking on customers who are bankrupt or in a IVA!!! how rude!! so now I have no idea how to get a savings account. I really don't want to use my mum. Now I'm back to...

When I went Bankrupt I had a car on credit, I was told you are allowed a car for transport but only up to the value of £2999, mine was worth (according to them) exactly £3000 so unless I carried on the payments outside the BR then it would be taken away!! (mean people [:(] ) It was taken away becuas...

Does anyone know why certain companies do not accept Solo or Electron cards?? It's confusing because they are the accounts you need to have money in to use the card but some people don't want to know!! [?]

Thanks you guys, you've been very helpful. On my next day off I'll go down to Nationwide and see what they say. I've tried saving in a little piggy bank I have at home but that soon gets raided when I haven't got time to go to cash machine, not good [:)] I will let you know how I get on. Never knew ...

no I didn't, I had an unused flex account with like £1 in, didn't even realise it was still open until I went BR and the ISA only had a few quid in too but I didn't owe them anything. SO shall I try open a current account first with them and then see if I can open savings?

yeah i know!! it's so stupid credit scoring for a savings account!! I know nationwide may open one for bankrupt people but when I went bankrupt I had a flex account & a ISA with them so I don't think they'd allow me to now and I don't want to keep applying to other companies because the more I'm tur...

i'm actually trying to get a savings account now but no one will let me have one as they are credit scoring me!! do you know who is the best people to try? my mum has kindly suggested she'll open one up for me under her name but it'll be my money, but i would prefer to have my own. i'm with the co-o...