it works out after modifications at 68p/£ with equity released in 4th yr.
40p/£ would have been nice

voting details as requested:
meeting officialy closed today (started 3rd!)
hsbc
mbna
egg
dorothy perkins
all said yes
student loans company voted against (no suprise)
some standard modifications such as release of equaty in 4th year not 5th

iva agreed! meeting on the monday 3rd, didnt have a definate until wednesday and still waiting for written confirmation/details. I do know all but the student loans company voted yes (had differed loan from my teacher training days). received letter dated 7th from mbna demanding money, 4 days after ...

i and my wife have taken out a joint iva proposal, creditors meeting 3rd september... our creditors meantime continue to send letters and phone doing anything possible to get us to pay money to them and added charges. We had an odd letter from hsbc demanding that we send our cards, cheque books etc....