Good Luck

Hi one of my creditors is Nat West and they voted yes them and RBS (tesco Personal Finance) were the only voters out of six

And I have also heard Nationwide always vote yes

Good Luck
Scooby

Hi my wife and I did a joint IVA and out of our six creditors only two voted both of these were debts in my name and not my wifes but our IVA was accepted so can somebody explain please

Hi my wife and I did a joint IVA and out of our six creditors only two voted both of these were debts in my name and not my wifes but our IVA was accepted so can somebody explain as to why mine was accepted but you have to have a seperate meeting for your wifes creditors as I am a little confused is...

Hi all and Happy New Year

My wife and I were accepted for an IVA 2 months ago.She has a catalogue but other people owe money for goods purchased so this was not included on our IVA. Is it allowed to use catalogues to purchase products now or is this classed as CREDIT.

Thanks

Scooby

Hi I went through Myvesta who then passed it on to Baker Tilly in Birmingham. It all went through in about 6 weeks I had no phone call from creditors hasslien me. Allthough I had not missed any payments up until I spoke to them and still have had none up til now.

Scooby

Hi Ijust had an IVA approved which is a joint one with my wife out of six creditors only 2 voted they both voted yes and the IVA was approved both of these were credit card debt which were only in my name. None of my wifes creditors voted but my IVA was approved. So how come mine was approved and An...

If you can afford not to claim them I would wait until its finished then claim them back and keep all the money for myself and not let your creditors get hold of them

Scooby

Congratulations on the way now to debt freedom

Good Luck and Merry Xmas

Scooby

Hi I have just been accepted for a joint IVA with my wife and we have 2 cars and they did not seem to bother about it.
But I suppose it depends on which IP firm you use.

Scooby

I dont blame you Christmas is too much in your face with retailers telling you what you need to buy I get presents just for the sake of getting them people ask what you want for Christmas I DONT KNOW I dont want anything then you end up with stuff just for the sake of it. Then you buy these people a...

Hi I made my first payment of £405 yesterday only 59 (£23895) mor eto go til freedom I wondered how you can afford to pay for Christmas without plastic but you just manage and cut back on the thing you dont really need. It feels so liberating to actually use cash and not plastic to pay for things an...

Thanks all the one who voted were 1 Nat West 2 Tesco Finance (Royal Bank of Scotland) The ones which did not vote were 1 Egg Loan 2 Egg Credit Card 3 Halifax Credit Card 4 Lloyds TSB Credit Card The two who did vote I owed about 10% of the whole debt to so it does not matter how much you owe just wh...

Hi and thanks just got confirmation my IVA has been accepted only 2 of my 6 creditors voted both sayning yes and they were the ones I owed the least to.

Thanks again everyone
Scooby

Congrats Dominic who were your six creditors would be nice to know who did and did not vote for reference

Cheers Scooby