Full & final offer paid November 2014, recieved completion certificate January 2015. Quick turn around by DFD. Cannot thank them enough. Taken off insolvency register next day. New bank account, new aqua credit card, trying to build up credit score. It's nice feeling normal again. Hope you get yours...

MerlinL14 well done on crossing finishing line.
Get hold of a name in the closure dept of the company which runs your IVA
phone & Email every week.
Seems to do the trick.

Barclays defo.
cash account with debit card, internet banking. It does what's reqired.

Recieved certificate today. Big thanks to DFD.
Apart from a few problems with communication a very good result in the end.
looking forward to the future.

Should recieve mycompletion certificate in 2 -3 weeks according to DFD. Not holding my breath after reading previous posts by people on the same subject.
If it does come by some miracle, h[?]ow do I start to update & repair my credit file.