IVA began Jan 2013 discharged in January 2016 (certificate issued and received).
Does the 12 months cooling off period begin from discharge date or from IVA end date? in which case when will this drop off the Clearscore report??

There's a lot to be said about these IVA arrangements. And all of their clauses etc. Not to mention the fact that they can dip their hands into your finances as and when they please. You have no control over what is yours anymore and this was not pointed out or made clear by the debt advice line. We...

Hi Paul this would be if we were to sell the house ..My first question, in the event of my husband and I selling the house and separating, is it possible to offer a f&f and just settle 'my debt'. We are currently in a joint IVA and most of the debts are in both our names. However I understand that b...

How can I work out what's left to pay off on my IVA