Thanks for the reply. So to clarify; if we had a joint bank account she would still be able to apply for credit in just her name without my IVA effecting the application?

Hello all, I completed my IVA early over a year ago and it will remain on my credit file until October 2018. If my wife and I were to open a joint account, would this have a detrimental effect on her ability to get credit in just her name? Nothing big like a mortgage, more credit / store cards. She'...

I completed February 4th and I am still on there, though it now says completed in the details. Seems strange that it was updated to say completed and not just removed but there you go.

My Completion Certificate arrived today, probably the best letter I have ever received, such a relief!
Thank you Michael for all of your help in getting my file completed. I would certainly recommend McCambridge Duffy to anybody in financial difficulties as they were always helpful and polite.

Thanks Michael I have sent you an email. As I said your staff have been very helpful, was just a little frustrating as I wasn't expecting PPI to be an issue. I spoke to EIF yesterday who said that hopefully the issue should only take weeks, but given that they were apparently waiting on information ...

MD have told me that they will not issue a completion certificate until all PPI claims have been resolved regardless of the fact that I have signed a deed of assignment. This must be a very recent development as I can't find anything about it online. Either way it is very frustrating as EIF are deal...

I signed a Deed of Assignment last year but have since been told that I will not receive my completion cert until all PPI issues have been resolved, which given EIF are dealing with my PPI claims doesn't exactly fill me with confidence.