You just move onto a different product with the same company or they put you on their SVR.

We moved over to credit fix and apart from a fairly big monthly increase in payments we had no problems. It ended and they sent out the paperwork and that was it.

Yeah once the 6 years is up credit score will be excellent again. Ive done nothing extra and have just taken out a lease car.

Yeah mine dropped off there.
Credit file still shows debts not paid and the iva.
Credit score hasn't moved since completing the Iva in January 2016.

Yeah reading up on stuff a few have put rates up already.

I'm thinking just go 5 years. I'll still be £130 a month better off which is 25% reduction on my monthly payments anyway.

Hi Paid off IVA in January 16. My mortgage is a 5.24% fixed for 2 years ending 31st December. My current provider has sent me some new products to choose. Not sure if it's best to stay where I am. They don't charge for changing and there are no fees. 2 years fixed is 2.14% saving £160 a month 3 year...

Have you tried Accord ?

What's your LTV ?

By the sounds of it they will deduct claims made during the period so the payout if any would be a few hundred I reckon.

Hi Just heard an advert for this. I got a packaged bank account just before going into the Iva with a bank I had no debts with. Now my Iva is complete with creditplus. Can I Reclaim the charges? I signed something to say about any ppi claims but dont remember it mentioning reclaimed packaged bank ac...

Has anyone any idea of car leasing after completion ?

Is it possible and is there a time limit after Iva completion before successfully getting a lease ?

That's a good rate.
I'm on 5.4% variable. Even when the rates were high I was on 6.2%.

No response yet.
My standing order has actually finished so I just need to make 1 payment and will have to do a one off payment.

I think I will. Forgot I make payment 10 days after getting paid so as it's the last one there is no point hanging around

Hi all.
My last payment is due on January 6th andI get paid on or around 26th of each month.
As its Christmas I get paid on 23rd.
Can I pay the January payment on 23rd so I can get the IVA all finished ?

Provider is credit fix.

Thanks

Only 2 payments left with CF.

Do they not send out letters confirming there is no equity and thus it will just be the normal 5 years of payments ?

I chased them to find out this and have been told that January will be my last payment