Search found 101 matches

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by starbucksqueen
Fri Oct 09, 2015 9:35 am
Forum: Ask IVA Forum and Industry experts
Topic: Car leasing
Replies: 8
Views: 3584

Hi ST1100

We have got our completion certificates now, It's a case of trying to work out the best thing to do.

Our car is so old now...15 years old and it just seems we are throwing money at it left right and centre. MOT is booked for Tuesday and then we shall take it from there.

xx
by starbucksqueen
Fri Oct 09, 2015 8:43 am
Forum: Ask IVA Forum and Industry experts
Topic: Car leasing
Replies: 8
Views: 3584

Thanks guys, Unfortunately neither of us work in the NHS so will check out the other options suggested :) xx
by starbucksqueen
Thu Oct 08, 2015 4:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Car leasing
Replies: 8
Views: 3584

Hi All I was wondering if anyone could help me out a little! Mine and my husbands F&f offers were accepted in July, fast forward to now and our cars MOT is due and we have a feeling its going to be bad! ( engine light just came on ) and the car is very old. I know our iva will not actually fall off ...
by starbucksqueen
Tue Aug 04, 2015 8:55 am
Forum: Ask IVA Forum and Industry experts
Topic: Credit rebuilding
Replies: 4
Views: 1837

Thanks both, will have a read and get working on it :) xx
by starbucksqueen
Tue Aug 04, 2015 8:41 am
Forum: Ask IVA Forum and Industry experts
Topic: Credit rebuilding
Replies: 4
Views: 1837

Hi Everyone We had our F&F accepted in May and have now received our completion certificates. Have checked the insolvency register this morning and me and hubby are on there as 'completed' We do want to try and start to get back on track and slowly rebuild our credit rating, Are we able to do this n...
by starbucksqueen
Wed Jul 15, 2015 6:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: Yes!! CC is here.
Replies: 7
Views: 2137

Wonderful news!!
by starbucksqueen
Wed Jul 15, 2015 7:34 am
Forum: Ask IVA Forum and Industry experts
Topic: CC Received :)
Replies: 17
Views: 4918

Hi Zee Me and my husband waited about 6 weeks for the cc to arrive. My understanding though is that it can vary from company to company, we were really pleased with how quick of the mark CF were. Abbiesmum, i will certainly hang around, we were very lucky and i will forever love my inlaws for helpin...
by starbucksqueen
Tue Jul 14, 2015 2:34 pm
Forum: Ask IVA Forum and Industry experts
Topic: CC Received :)
Replies: 17
Views: 4918

Keep nagging them Dougie, who are you with out of interest?
by starbucksqueen
Tue Jul 14, 2015 1:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: Will being in an IVA effect what mortgage rate is offered to me ?
Replies: 10
Views: 2713

Hi Henry.t

We were also on a fixed rate when we entered into our IVA, when it came to the time of that ending we actually got a better deal, another fixed rate term and our mortgage payment actually went down.

We certainly wasn't penalized for being in an IVA, hopefully you will not be either.
by starbucksqueen
Mon Jul 13, 2015 9:05 pm
Forum: Ask IVA Forum and Industry experts
Topic: CC Received :)
Replies: 17
Views: 4918

Thanks all, certainly is a great feeling! xx
by starbucksqueen
Sat Jul 11, 2015 9:01 am
Forum: Ask IVA Forum and Industry experts
Topic: CC Received :)
Replies: 17
Views: 4918

This week has been a bit of a whirlwind, I emailed CF on Tuesday to ask when it was likely i would receive my CC and had an email back informing me mine and hubbys cases would be closed this week. Low and behold my cc arrived on Wednesday and hubby's quickly followed on and arrived yesterday. I was ...
by starbucksqueen
Tue Jul 07, 2015 11:42 am
Forum: Ask IVA Forum and Industry experts
Topic: CF closures after a f&f
Replies: 8
Views: 2164

lol MrsR! We are fast approaching the 4 weeks now since funds were received so that would make sense!

I shall be stalking the postie over the next couple of weeks!!
by starbucksqueen
Tue Jul 07, 2015 10:34 am
Forum: Ask IVA Forum and Industry experts
Topic: CF closures after a f&f
Replies: 8
Views: 2164

haha that did make me laugh Lisa! I had an email back this morning to say mine and my husbands cases are being closed this week and the final reports will be in the post....Fingers and toes crossed we get them soon! xx
by starbucksqueen
Tue Jul 07, 2015 8:13 am
Forum: Ask IVA Forum and Industry experts
Topic: CF closures after a f&f
Replies: 8
Views: 2164

Thanks both, will see if i get an email back from closures with any guidance, if not will give them a call :)
by starbucksqueen
Mon Jul 06, 2015 3:06 pm
Forum: Ask IVA Forum and Industry experts
Topic: CF closures after a f&f
Replies: 8
Views: 2164

Hi all

Has anyone had any experience with CF after a f&f has been accepted?

We had ours accepted in May but have heard nothing since. I have emailed closures but I know they can be slow to get back to you.

Does anyone know what the next stage is with CF once the cheques are cashed?

Thank you x
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