Crikey, doesnt sounds good, i really cant lose my house but until i kmow if i have got this new job (today) and how much it will be paying, i will await before i post anymore to this forum...is anyone able to give me a contact for someone in Harlow, Essex who i can sit down and review everything wit...

I REMORTGAFE WITH NORTH YORKSHIRE 6 MONTHS AGO, i have paid every month but not on time, so they think that i wont be able to remortgage with them as its not ideal to off not paid them on the actual due date (its normally only 3/4 days late due to getting paid) surely it will only clear up around £1...

well i owe about £137k and worth around £170k. so i need someone to pay the fifference, then i keep the house and lose the debts is that right ?

PS, IS THERE NOT AN OPTION WHERE THE CREDITORS PUT A CLAUSE WHEREBY IF I SELL MY HOUSE THEY GET THERE MONEY? SURELY THATS BETTER THAN AN IVA ??? AS I CAN LIVE THERE LIKE NORMAL (I.E 'HAVE A LIFE'), PAYING NO MONEY TO THE CREDITORS BUT IF IF I SELL THEN I AM FORECED TO GIVE IT TO THEM? WHAT IS THIS C...

OK THATS GREAT THANKS, ANY WAYS OF KEEPING MY HOUSE IF I GO BR ?

ps, it also sounds like i pay them lots of money still each month (for 4/5 years) then give them upto 85% of my money in my property when i remortgage???? is this right? so really its just making my payments lower each month to the creditors then giving them all there money back at the end from when...

'all' my disposable income????? what does this mean, surely i am allowed money each month for socialising, clothing, holidays etc ??? these companuies cant expect us to live on nothing, (obviisly we are allowed rent, food etc!!) but with no other life quality - whats the point?

i will want to hand the car back/sell it etc, and add this to the loan total. my total income is still TBC as the job offer will be discussed tomorrrow (if it get it or not) so will post back when i know more info. essentially by the sound of things, i can set up an IVA for the halifax/hsbc loans, t...

hi there, i am being offered a job for the company i currently contract for, if it do not get it/accept it i do not have any other cliennts to work for. the property is in my name only, i have heard of something from my solicitor where the loans are paid back when i sell the house (whenever i decide...

Hi there i am a ltd company boss, who has a £14000 business loan, and on a personal note a £11.5k loan and a £16.5k loan. I am looking at taking a full time job where my income will be approx £1500 worse off so i cannot afford to repay my bills and survive. I also have a car valued at £20k ( but i o...