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by Stephen.14
Thu Feb 12, 2015 3:21 am
Forum: Ask IVA Forum and Industry experts
Topic: Has my IVA company been unethical and if so what course of action can I take ?
Replies: 89
Views: 11670

Im back I know you all missed me !! I will return with names and more details when im free for my unscrupulous IP. I will for the record say that it is NOT anyone that has kindly offered there advice and opinions on here. Upon reading my IVA proposal to the court there are untruths on there too The ...
by Stephen.14
Mon Feb 09, 2015 9:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: Has my IVA company been unethical and if so what course of action can I take ?
Replies: 89
Views: 11670

Thanks for the clarification. On the contrary Mr Peoples i do value your opinion with the highest regard and those of everyone else who has taken the time to comment which is why i entered the forum to ask an expert. However it does not mean that i agree or disagree with everything everyone says. I ...
by Stephen.14
Mon Feb 09, 2015 8:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: Has my IVA company been unethical and if so what course of action can I take ?
Replies: 89
Views: 11670

Of course i was Just out of curiosity though froggy, i notice that after every comment you make, that you have an automatically generated disclaimer/funding position/blogsite advert. I also notice that the IVA experts have a similar advert for their services. Are we to read anything into this or is ...
by Stephen.14
Mon Feb 09, 2015 6:03 pm
Forum: Ask IVA Forum and Industry experts
Topic: Has my IVA company been unethical and if so what course of action can I take ?
Replies: 89
Views: 11670

Whos payroll are you on Froggy ?
by Stephen.14
Mon Feb 09, 2015 5:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: Has my IVA company been unethical and if so what course of action can I take ?
Replies: 89
Views: 11670

The creditors lackadaisical approach is feeding the opportunity of profiteering and corruption.

I think i will open my own claims agency and cash in too.

if you cant beat them join them as they say !!!!
by Stephen.14
Mon Feb 09, 2015 2:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: Has my IVA company been unethical and if so what course of action can I take ?
Replies: 89
Views: 11670

Im 66 months down and 3 to go but it doesnt stop me feeling that my creditors are being robbed now !!
And not by me this time !!
by Stephen.14
Mon Feb 09, 2015 1:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: Has my IVA company been unethical and if so what course of action can I take ?
Replies: 89
Views: 11670

Would the PI 's be so keen to help the creditors regain ppi's if there was nothing in it for them but merely a duty and requirement ???
by Stephen.14
Mon Feb 09, 2015 1:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: Has my IVA company been unethical and if so what course of action can I take ?
Replies: 89
Views: 11670

50 % to the creditors
50 % between claim co. & PI

Have you ever felt you have been stitched up ?
by Stephen.14
Mon Feb 09, 2015 9:39 am
Forum: Ask IVA Forum and Industry experts
Topic: Has my IVA company been unethical and if so what course of action can I take ?
Replies: 89
Views: 11670

All i can comment on is my situation where the valuers/loan arranger company used were claiming £4000 of fees for securing the loan. There were already arrangement fees factored in by the lender so conclude that to be profiteering and smell a rat. As you donnot claim such a fee mr Peoples nor does t...
by Stephen.14
Sun Feb 08, 2015 8:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: Has my IVA company been unethical and if so what course of action can I take ?
Replies: 89
Views: 11670

I accept that if there had been hypothetical equity of lets say £40,000 then then a loan may be required but it still should not be offered by the valuing company as there is a conflict of interests. In my case they inflated mine £1700 over the threashold then attempted to offer me a loan. Am i the ...
by Stephen.14
Sun Feb 08, 2015 8:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: Has my IVA company been unethical and if so what course of action can I take ?
Replies: 89
Views: 11670

23% sounds reasonable but when the claims company takes 33% plus vat @ 20% then the IP takes another 15 % cut then the creditors get less than 50 %
If i personally collect the claim money then there would be in my case, be enough to pay back my creditors in full.
by Stephen.14
Sun Feb 08, 2015 8:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: Has my IVA company been unethical and if so what course of action can I take ?
Replies: 89
Views: 11670

I Am happy that my question has been answered now ( with different opinions ) and i am now finished on here. I have had no axe to grind with anyone and apologise to anyone who feel they have been offended by anything i have posted. I exit here with more suspicions than i entered the forum with. I ha...
by Stephen.14
Sun Feb 08, 2015 7:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: Has my IVA company been unethical and if so what course of action can I take ?
Replies: 89
Views: 11670

I see there have been over 1000 views on this post which has clearly sparked some interest
Lets hope the regulators or there peers have taken an interest and with a bit of luck one of Martin Lewis' associates will have too and look further into this subject.
by Stephen.14
Sun Feb 08, 2015 7:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Has my IVA company been unethical and if so what course of action can I take ?
Replies: 89
Views: 11670

Mr grimswold
I find the term you used " people like you" offensive
Would you care to explain what you mean by that please
by Stephen.14
Sun Feb 08, 2015 7:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: Has my IVA company been unethical and if so what course of action can I take ?
Replies: 89
Views: 11670

I have not named the IP in question and merely sought an opinion from an expert which is why i originally asked the question.
I asked that in my case in anyones opinion not just his if it was unethical do do such a practice.
I have no argument with anyone on here especially the experts.
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